Checking Solutions

No matter the size and scope of your business, we’ve got the checking solutions for you – including The Best FREE Small Business Checking – an account that’s almost impossible to beat. Need more customization? Then we have the perfect commercial checking solution - tailored just for you.

The Best FREE Small Business Checking

Sunflower’s convenient checking solution is the best small business checking account on the market. Including:

  • First 500 ITEMS Free!
  • No monthly maintenance fee
  • Free wallet checks
  • Free ATM card (Sole proprietors have full ATM privileges)
  • Monthly image statement of account activity
  • Free SunNet Online Banking
  • Free CheckIt telephone banking
  • Plus more

ProBusiness

Our unique new checking account featuring an automatic sweep from your line of credit when you need it.

Find out more >

Commercial Checking

  • One low monthly maintenance fee*
  • Per-item fee schedule
  • Low cost of clearing deposited items
  • Competitive Earnings Credit

This feature enables your business to save money through offsetting service charges (such as maintenance fees, per-debit fees, and deposited item fees) by maintaining average collected balances. Your account will earn a credit on the average collected balance based on a 13-week average of the 91-day T-bill discount rate. Reserves of 10% will be withheld before that credit is calculated. Interest will be assessed on negative daily collected balances at the National Prime Rate plus 4.5%.
* Note: Commercial Checking account fee is assessed monthly, and is not a flat fee.

And for your employees...


Commercial Connection

We’ll give your employees the chance to open a Positively Free! Checking Account* and the chance to Switch to Sunflower! We’ll visit your business and help answer questions and open accounts on-site at your convenience. Your employees may be able to earn extra cash deposited into their checking account just for making the switch! Ask one of our professionals for details.

*$100 deposit minimum needed to open personal checking account.