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Deposits now insured up to $250,000 by FDIC

October 6, 2008

The FDIC now insures your deposits up to $250,000, after the agency temporarily raised its coverage limit until Dec. 31, 2013. The measure stems from the national bank stabilization bill, passed on Friday, and insures customers even more protection and peace of mind. During challenging economic times and news, Sunflower Bank and the FDIC remind customers that community banks are strong and safe; sound options for your deposit dollars and your money:

  • Banks are equipped to handle economic shifts. Banks have significant capital, or a rainy-day fund, on reserve for tough economic times. This is a bank’s first line of defense to cover any losses.
  • No customer has ever lost a penny in insured deposits. The FDIC protects consumers from losing their money if their FDIC-insured bank fails. Even better, the agency has temporarily raised its coverage amount from $100,000 to $250,000 through Dec. 31, 2013. There are legal and safe ways to set up even more FDIC coverage. Visit the FDIC deposit insurance calculator. Watch a video about FDIC coverage.
  • Sunflower Bank and community banks are healthy. Community banks like Sunflower Bank, serving the needs of local customers and communities, have been around for decades and will be around for many more. FDIC coverage insures customers will have uninterrupted access to their money.

For more information on the safety and soundness of the industry and Sunflower Bank, visit or call any of our locations.

Also see our FAQ on deposit insurance.

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Sunflower Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through June 30, 2010,
all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. LEARN MORE >