Fun Ways to Build Your Savings Account

Saving money doesn’t have to be something you dread; it can be an enjoyable journey toward financial responsibility. Whether you're starting your financial journey or have been managing your finances successfully, adding variety to your savings routine can keep you on track. Why not add a bit of fun into watching your savings account grow?

The 52-Week Savings Challenge

Experience the joy of gradual accumulation with the 52-week savings challenge. Begin by depositing $1 in your savings account the first week, $2 the second week, and continue this progression. After 52 weeks, you'll find yourself with $1,378 (excluding interest). You can kickstart this challenge any time of the year, making it adaptable to your financial situation.

Find Joy In Cooking to Save

Culinary skills not only feed the soul but can also save you thousands of dollars compared to dining out. Start small with home-cooked meals like grilled cheese and soup or a simple salad. Concentrate on recipes that maximize value with ingredients such as carrots, potatoes, eggs, pasta, rice, and oats. Hosting potluck gatherings with friends adds entertainment value and saves money on dining expenses.

Shop Your Closet

Discover hidden treasures in your wardrobe by thoroughly reviewing every item of clothing you own. Alternatively, organize a clothing swap with friends to refresh your wardrobe without spending a dime.

Automate Your Savings with Ease

Embrace the convenience of automated transfers through online banking to effortlessly grow your savings. Set up recurring transfers based on your preferred frequency—daily, weekly, bi-weekly, or even yearly. Consider directing a portion of your paycheck into savings through your employer's direct deposit, eliminating the temptation to spend before saving. If you have a Sunflower Bank checking account with debit card, you can add on our Sign & Save Round Up Savings Program. Each time you use your Sunflower Bank debit card for eligible purchases (i.e., groceries, gas, coffee), your purchase amount will be rounded to the nearest dollar, and the remaining change will be automatically transferred to your Sunflower Bank savings account. 

Sell Unwanted Items

Turn unused belongings into extra savings by selling them through garage sales, online marketplaces, or consignment shops. Research the value of your items, post quality pictures, and write detailed descriptions to maximize your returns. The benefits extend beyond money, offering additional space and the opportunity to declutter.

Prioritize Experiences Over Things

Some of the best things in life really are free. Explore your local public library for books, music, and DVDs. Immerse yourself in nature with public parks and trails or visit a free museum. Utilize meetup websites or local bulletin boards to connect with like-minded individuals. Emphasize memorable activities over material possessions, expanding your world without draining your wallet.

We hope you utilize some of these tips to find the fun in saving money. We’re here to help you make the most out of your money and get the most out of life. For those larger savings goals, check out our savings calculator to help you figure out the right amount and time period needed to achieve the goal. We are always here to help, visit a location today or contact us for further assistance.