Checking Solutions

No matter the size and scope of your business, we’ve got the checking solutions right for you – including Business Checking – a simple account built to meet the needs of businesses with lower transaction volume. Need more customization? Then we have the perfect Commercial Checking account – tailored to meet your specific business needs. One size doesn’t fit all. We’re ready to help you!


Business Checking

Our convenient and straightforward checking account designed for businesses with low-to-moderate activity.

  • No monthly maintenance
  • No minimum balance to maintain
  • First 75 items included, low-cost per item thereafter
  • Monthly imaged statement of account activity or eStatements
  • Free Business Debit Card
  • Plus additional services designed to enhance the operation of your start-up or growing business


Commercial Checking

Sunflower’s Commercial Checking is the right choice if looking to maximize the cash flow of your business.

  • Low monthly maintenance fee*
  • Per-item fee schedule
  • Competitive cost for clearing deposited items
  • Earnings Credit
    • This feature enables your business to save money through offsetting service charges (such as maintenance fees, per-debit fees, and deposited item fees) by maintaining average collected balances. Your account will earn a credit on the average collected balance based on a 13-week average of the 91-day T-bill discount rate. Reserves of 10% will be withheld before that credit is calculated. Interest will be assessed on negative daily collected balances at the Wall Street Journal Prime Rate plus 4.5%.
  • Complimentary Business Debit Card
  • Plus optional Treasury Management tools tailored to the way you do business

* Note: Commercial Checking account fee is assessed monthly, and is not a flat fee.