Construction Trades

Sunflower Bank’s Construction Trades Banking Group provides financial solutions for businesses that support large scale construction-related industries. Our professionals are the foremost industry leaders in delivering the strategic financing and cash flow management tools that contractors need to flourish in a competitive and cyclical market environment. This deeply experienced and specialized group has dedicated their careers to this industry, bringing direct expertise that includes surety bond underwriting, Certified Construction Industry Financial Professional (CCIFP) designations, and countless hours on job sites.

Serving Large-Scale Contractors, Subcontractors, Engineers and Suppliers

The Construction Trades Group is based in Broomfield, Colorado and serves companies with annual revenues of $10 million to $250 million across Colorado and beyond with relationship-driven banking solutions to help execute their short- and long-term business plans. Our clients include general contractors, heavy civil contractors, specialty and skilled-trade subcontractors, engineering and design firms, and material suppliers. We are active participants in trade and professional organizations including Associated General Contractors, Colorado Contractors Association, Independent Electrical Contractors, Associated Builders and Contractors, Rocky Mountain Surety Association, and Hispanic Contractors of Colorado.

Banking and Lending Solutions for the Construction Revenue Cycle

As your partner, we’ll work with you to understand your business. We can help you successfully manage through the revenue cycle challenges inherent to the construction industry. We specialize in meeting the unique lending needs of contractors through services that include:

  • Working capital lines of credit
  • Equipment financing,
  • Real estate financing including 1031 Exchange and Reverse transactions
  • Construction company valuation
  • Acquisition financing,
  • Cash flow management
  • Treasury management
  • Securities in lieu of retainage

In addition, we pride ourselves on a deep knowledge of how debt structure may positively or negatively impact surety bond capacity.