Ideas & Insights

Keep Your Money Safe with CardControl image

Keep Your Money Safe with CardControl

As the number of people choosing to conduct personal financial transactions online continues to rise, so does the need for enhanced cybersecurity. Shopping online puts anyone with a debit or credit card at risk for fraud and theft, and with security tools such as CardControl, you have the ability to catch fraudulent activity before things get out of hand.

What is an IRA? image

What is an IRA?

If you’ve been looking in to ways to save for retirement, you may have been advised to consider opening an IRA. But before opening an IRA as your next financial step, you should know there are a number of different kinds of IRAs, and it’s important to understand their differences. To help get you started, we’ve assembled some points we hope will be a basis for your IRA decision.

Should I Pay My Bills with a Credit Card? image

Should I Pay My Bills with a Credit Card?

Credit cards can be great for making your financial life more convenient. But, using credit cards to pay bills is definitely not for everyone. Used unwisely, this method can cause considerable (and ongoing) financial stress. We’ve listed some important points to bear in mind when considering whether to use credit cards to pay your monthly bills …

Financial Education Begins at Home image

Financial Education Begins at Home

Among the myriad of subjects you may find yourself discussing with your kids, consider sharing the basics of personal finance with them – after all, we’re sure you’ll agree it’s really never too early to begin practicing good money managing habits. We've provided some tips to help you get the conversation started.

Is Your Business Financing Strategy Up-To-Date? image
Business 8/19/20

Is Your Business Financing Strategy Up-To-Date?

Many entrepreneurs don’t realize the importance of matching the type and maturity of their business with the size and structure of their business loans. Debt should be specific to your own growth plans and strategies, and we are here to help you find a plan that works best for you. 

Your Money is Safe in the Bank image

Your Money is Safe in the Bank

Whatever your bank’s operating conditions may look like during this time, you can rest assured that your money is insured by the FDIC. We hope to put any anxiety you might be experiencing at ease, while also providing some tips on how to keep your cash secure when using mobile banking platforms and digital payment apps.

Lockbox Services Enhance the Healthcare Revenue Cycle image
Business 7/29/20

Lockbox Services Enhance the Healthcare Revenue Cycle

A great lockbox provider will work for your practice as a trusted partner. Providers often use lockboxes as a way to streamline banking tasks, and their benefits can also extend into your organization’s other needs.

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Preparing for Life's Milestones

The joy that comes from life’s milestone moments is simply priceless. We understand and value the unique needs of our customers, to help them achieve their goals. Whatever your milestone journey may look like, we are here to help you each step along the way.

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Security Center 7/20/20

Free Fraud Text Alerts

We’re adding an additional layer of security to help combat debit card fraud quickly and more conveniently. Receiving real-time text alerts is a free fraud solution that detects suspicious transactions that occur outside of your normal shopping patterns, spending ranges or geographic areas.

Looking To Grow Your Healthcare Practice? Marketing Matters. image
Business 7/15/20

Looking To Grow Your Healthcare Practice? Marketing Matters.

Healthcare as a business has changed rapidly within the last decade. It’s no longer enough to simply be a competent, reliable practitioner and expect success. We help our clients look at their practices from all angles, and make recommendations and referrals that translate to real-world results.

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Business 7/1/20

Reasons to Separate Your Business and Personal Accounts

Oftentimes, new entrepreneurs wonder if they need to separate their business and personal bank accounts. Choosing to separate your personal and business accounts is a fundamental step towards financial success. Your business is more than just a hobby, and your finances should be treated as such!
 

Why Trusted Advisors Are Critical To Your Business image
Business 6/17/20

Why Trusted Advisors Are Critical To Your Business

Recent events have forced business owners to deal with disruptions to nearly every facet of life. We specialize in relationship-driven banking with a consultative approach, and have provided some tips on why trusted advisors are critical to the success of your business.

Financial Mistakes to Avoid After Graduation image

Financial Mistakes to Avoid After Graduation

Many recent graduates find themselves feeling financially unprepared, and can succumb to very common money mistakes. If you can relate, we are here for you and have collected some of the essentials for good finances.

Why Medical Practices Should Consider an SBA Loan image
Business 5/27/20

Why Medical Practices Should Consider an SBA Loan

As a bank, we offer a comprehensive, consultative approach to growing your medical practice by presenting different options and analyzing potential outcomes. Small Business Administration (SBA) loans offer our clients some terrific possibilities.

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Secure Your Passwords

Taking the time to secure your passwords is simpler than you might think, and can result in immeasurable pay off. So, how can you change your passwords to make them more secure? Read on for some tips that will help protect your information online, and keep yourself safe.

5 Tips to Saving for Your First Home image

5 Tips to Saving for Your First Home

If you are reading this, you are either interested in or have decided to start saving for your first home. Congratulations! Renting can be expensive, and the idea of saving for your first home can be exciting and intimidating all at the same time.

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Revamp Your Budget

Maintaining a healthy budget is essential for a successful financial life, and it is never too late to take a fresh look at your current spending and saving habits. Sunflower Bank is here to help you create possibilities with your budget (no matter the size) and we’ve prepared a few tips to help you on your way.

Staying Safe: Protect Yourself from Scams image
Security Center 3/26/20

Staying Safe: Protect Yourself from Scams

Fraudsters never stop. In fact, many cybercriminals are using the current world health situation as an opportunity to provoke fear and take advantage of unsuspecting people.

Teaching Kids About Money image

Teaching Kids About Money

Adults spend time teaching children important life skills such as reading and arithmetic, but we often don’t make the effort to introduce ideas about financial responsibility.

Using Credit Cards to Build Credit image

Using Credit Cards to Build Credit

Your credit matters. Whether you want to buy a new mobile device, apply for a rental lease, get an auto loan, or eventually buy your own home—a good credit score can benefit you in many ways.

Make a Difference: Shop Small, Shop Local image

Make a Difference: Shop Small, Shop Local

For a little over a decade, the Saturday after Thanksgiving has been designated Small Business Saturday, a campaign which encourages Americans to patronize local merchants.

Is It Time to Consider Buying Your Location? image
Business 11/18/19

Is It Time to Consider Buying Your Location?

Are you wondering if you should buy your business location instead of writing a monthly rent check to someone else? The truth is, there are pros and cons to buying and leasing, each with certain benefits.

Should I turn my house into a short-term rental property? image

Should I turn my house into a short-term rental property?

For the past decade or so, there’s been a lot of talk about Airbnb and other home-listing websites that enable guests to rent a room (or an entire place) from a private individual known as a “host.”

Are You Paying Too Much To Get Paid? image
Business 10/11/19

Are You Paying Too Much To Get Paid?

Every practice incurs expenses in order to function—it’s the cost of doing business. But over time, unexamined processes can reduce profits and make a dent in your bottom line.

Advantages of Partnering With a Community Bank image
Business 9/27/19

Advantages of Partnering With a Community Bank

Commercial banking is a relationship-driven business that is difficult to commoditize. Our philosophy is that businesses should choose a bank that is the right size fit for their business

Your Patients Expect A Leading-Edge Office, But Can You Afford One? image
Business 9/19/19

Your Patients Expect A Leading-Edge Office, But Can You Afford One?

To stay competitive in the healthcare market today, you need to constantly find new, innovative ways to grow and maintain your practice.

Staying Informed: Payment Apps vs Banks image

Staying Informed: Payment Apps vs Banks

Here are some ideas to consider regarding the capabilities of payment apps versus bank accounts.

Low-Cost Travel Tips image

Low-Cost Travel Tips

You work hard to keep yourself and your family on a schedule, but breaking away from the everyday routine can do wonders for the soul. Vacation is great way to make memories and get out of a rut.

Arizona’s Corporate STO Program Window Still Open image
Business 8/22/19

Arizona’s Corporate STO Program Window Still Open

If your Arizona business anticipates having a state tax liability for 2019, don't miss out. You can still apply to donate to an STO. 

Time is Money: How to Better Manage Business Accounts image

Time is Money: How to Better Manage Business Accounts

Sunflower Bank understands that business owners face unique challenges. Your schedule is demanding, so you are always looking for ways to run your business more efficiently.

Thinking of Selling Your Medical Practice? Three Factors to Consider. image
Business 7/29/19

Thinking of Selling Your Medical Practice? Three Factors to Consider.

Whether you are approaching retirement or simply thinking of selling your medical practice, it’s never too early to begin preparations.

Fun Ways to Save image

Fun Ways to Save

Saving money doesn’t have to be something you dread. Whether you’re just beginning a path to financial responsibility or you’ve been handling your finances successfully for years, adding variety to your savings routine can keep you on track.

5 Terms You Need to Know for Your Online Safety image
Security Center 6/24/19

5 Terms You Need to Know for Your Online Safety

These terms sound scary, but the experts at Sunflower Bank are here to help if you find yourself with unauthorized account activity.

How to Increase Your Credit Score image

How to Increase Your Credit Score

A FICO (Fair Isaac Corp.) credit score is a three-digit number that represents the likelihood of a consumer’s ability to repay a loan.

What are the Differences Between a Money Market Account and a CD? image

What are the Differences Between a Money Market Account and a CD?

Adequate savings are critical to healthy finances. Instead of keeping money in a piggy bank or regular checking account, you may be curious about money market and CD accounts.

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Get Return on Your Return

If Uncle Sam gives you money back at tax time this year, it can feel like an unexpected bonus. Do you consider it “free money” and spend it on something fun and frivolous?

Looking at tax efficiency in your investment portfolio image
Investing 4/25/19

Looking at tax efficiency in your investment portfolio

Ask most investors, and they will agree that minimizing taxes is an incredibly important part of investing to achieve long term goals.

Benefits of a CD image

Benefits of a CD

If you’re thinking about growing your money, a Certificate of Deposit (CD) is a great way to start.

Tax Time Tips image

Tax Time Tips

Springtime is finally here! That means longer days, warmer weather, and an approaching deadline of April 15th to either file your taxes or...

Fraud Prevention Resources image
Security Center 11/14/18

Fraud Prevention Resources

These are additional resources to learn more about information security and fraud prevention.
 

Online Banking Security Tips image
Security Center 11/13/18

Online Banking Security Tips

Configure your device to require a passcode to gain access if this feature is supported in your device.

Avoiding Social Engineering Attacks image
Security Center 11/13/18

Avoiding Social Engineering Attacks

In a social engineering attack, an attacker uses human interaction to manipulate a person into providing them information.  People have a natural tendency to trust.  Social engineering attacks attempt to exploit this tendency in order to steal your information.

What is a Health Savings Account  image

What is a Health Savings Account

Health Savings Accounts (HSAs) are accounts that let you set aside money to pay for medical expenses. You can open an account through your employer, if your health insurance is considered a High-Deductible Health Plan (HDHP). 
 

Mobile Financial Services image
Security Center 10/30/18

Mobile Financial Services

Create a complex passcode for your mobile device. Avoid using personal information (i.e., names and important dates) in your passcode. Do not share your mobile device passcode with anyone

8 Essential Financial Tips image

8 Essential Financial Tips

Managing money isn’t something that comes naturally for many people. Most of us have to learn how to make sure our income can cover all the basics and still have money saved to spend on the fun things in life. If you’re new to managing expenses and income, the most important thing is just to begin taking small steps. Financial responsibility and successful budgeting are within your reach.

What is a Checking Account image

What is a Checking Account

What is a checking account?
A checking account is a safe place to keep your money at a financial institution. You can add money to the account (deposit) or take money out of your account (withdrawal).