If you’ve been looking in to ways to save for retirement, you may have been advised to consider opening an IRA. But before opening an IRA as your next financial step, you should know there are a number of different kinds of IRAs, and it’s important to understand their differences. To help get you started, we’ve assembled some points we hope will be a basis for your IRA decision.
Credit cards can be great for making your financial life more convenient. But, using credit cards to pay bills is definitely not for everyone. Used unwisely, this method can cause considerable (and ongoing) financial stress. We’ve listed some important points to bear in mind when considering whether to use credit cards to pay your monthly bills …
Among the myriad of subjects you may find yourself discussing with your kids, consider sharing the basics of personal finance with them – after all, we’re sure you’ll agree it’s really never too early to begin practicing good money managing habits. We've provided some tips to help you get the conversation started.
Many entrepreneurs don’t realize the importance of matching the type and maturity of their business with the size and structure of their business loans. Debt should be specific to your own growth plans and strategies, and we are here to help you find a plan that works best for you.
Whatever your bank’s operating conditions may look like during this time, you can rest assured that your money is insured by the FDIC. We hope to put any anxiety you might be experiencing at ease, while also providing some tips on how to keep your cash secure when using mobile banking platforms and digital payment apps.
A great lockbox provider will work for your practice as a trusted partner. Providers often use lockboxes as a way to streamline banking tasks, and their benefits can also extend into your organization’s other needs.
The joy that comes from life’s milestone moments is simply priceless. We understand and value the unique needs of our customers, to help them achieve their goals. Whatever your milestone journey may look like, we are here to help you each step along the way.
We’re adding an additional layer of security to help combat debit card fraud quickly and more conveniently. Receiving real-time text alerts is a free fraud solution that detects suspicious transactions that occur outside of your normal shopping patterns, spending ranges or geographic areas.
Healthcare as a business has changed rapidly within the last decade. It’s no longer enough to simply be a competent, reliable practitioner and expect success. We help our clients look at their practices from all angles, and make recommendations and referrals that translate to real-world results.
Oftentimes, new entrepreneurs wonder if they need to separate their business and personal bank accounts. Choosing to separate your personal and business accounts is a fundamental step towards financial success. Your business is more than just a hobby, and your finances should be treated as such!
Recent events have forced business owners to deal with disruptions to nearly every facet of life. We specialize in relationship-driven banking with a consultative approach, and have provided some tips on why trusted advisors are critical to the success of your business.
Many recent graduates find themselves feeling financially unprepared, and can succumb to very common money mistakes. If you can relate, we are here for you and have collected some of the essentials for good finances.
As a bank, we offer a comprehensive, consultative approach to growing your medical practice by presenting different options and analyzing potential outcomes. Small Business Administration (SBA) loans offer our clients some terrific possibilities.
Taking the time to secure your passwords is simpler than you might think, and can result in immeasurable pay off. So, how can you change your passwords to make them more secure? Read on for some tips that will help protect your information online, and keep yourself safe.
If you are reading this, you are either interested in or have decided to start saving for your first home. Congratulations! Renting can be expensive, and the idea of saving for your first home can be exciting and intimidating all at the same time.
Maintaining a healthy budget is essential for a successful financial life, and it is never too late to take a fresh look at your current spending and saving habits. Sunflower Bank is here to help you create possibilities with your budget (no matter the size) and we’ve prepared a few tips to help you on your way.
Fraudsters never stop. In fact, many cybercriminals are using the current world health situation as an opportunity to provoke fear and take advantage of unsuspecting people.
Adults spend time teaching children important life skills such as reading and arithmetic, but we often don’t make the effort to introduce ideas about financial responsibility.
Your credit matters. Whether you want to buy a new mobile device, apply for a rental lease, get an auto loan, or eventually buy your own home—a good credit score can benefit you in many ways.
For a little over a decade, the Saturday after Thanksgiving has been designated Small Business Saturday, a campaign which encourages Americans to patronize local merchants.
Are you wondering if you should buy your business location instead of writing a monthly rent check to someone else? The truth is, there are pros and cons to buying and leasing, each with certain benefits.
For the past decade or so, there’s been a lot of talk about Airbnb and other home-listing websites that enable guests to rent a room (or an entire place) from a private individual known as a “host.”
Every practice incurs expenses in order to function—it’s the cost of doing business. But over time, unexamined processes can reduce profits and make a dent in your bottom line.
Commercial banking is a relationship-driven business that is difficult to commoditize. Our philosophy is that businesses should choose a bank that is the right size fit for their business
To stay competitive in the healthcare market today, you need to constantly find new, innovative ways to grow and maintain your practice.
Here are some ideas to consider regarding the capabilities of payment apps versus bank accounts.
You work hard to keep yourself and your family on a schedule, but breaking away from the everyday routine can do wonders for the soul. Vacation is great way to make memories and get out of a rut.
If your Arizona business anticipates having a state tax liability for 2019, don't miss out. You can still apply to donate to an STO.
Sunflower Bank understands that business owners face unique challenges. Your schedule is demanding, so you are always looking for ways to run your business more efficiently.
Whether you are approaching retirement or simply thinking of selling your medical practice, it’s never too early to begin preparations.
Saving money doesn’t have to be something you dread. Whether you’re just beginning a path to financial responsibility or you’ve been handling your finances successfully for years, adding variety to your savings routine can keep you on track.
These terms sound scary, but the experts at Sunflower Bank are here to help if you find yourself with unauthorized account activity.
A FICO (Fair Isaac Corp.) credit score is a three-digit number that represents the likelihood of a consumer’s ability to repay a loan.
Adequate savings are critical to healthy finances. Instead of keeping money in a piggy bank or regular checking account, you may be curious about money market and CD accounts.
If Uncle Sam gives you money back at tax time this year, it can feel like an unexpected bonus. Do you consider it “free money” and spend it on something fun and frivolous?
Ask most investors, and they will agree that minimizing taxes is an incredibly important part of investing to achieve long term goals.
If you’re thinking about growing your money, a Certificate of Deposit (CD) is a great way to start.
Springtime is finally here! That means longer days, warmer weather, and an approaching deadline of April 15th to either file your taxes or...
These are additional resources to learn more about information security and fraud prevention.
Configure your device to require a passcode to gain access if this feature is supported in your device.
In a social engineering attack, an attacker uses human interaction to manipulate a person into providing them information. People have a natural tendency to trust. Social engineering attacks attempt to exploit this tendency in order to steal your information.
Health Savings Accounts (HSAs) are accounts that let you set aside money to pay for medical expenses. You can open an account through your employer, if your health insurance is considered a High-Deductible Health Plan (HDHP).
Create a complex passcode for your mobile device. Avoid using personal information (i.e., names and important dates) in your passcode. Do not share your mobile device passcode with anyone
Managing money isn’t something that comes naturally for many people. Most of us have to learn how to make sure our income can cover all the basics and still have money saved to spend on the fun things in life. If you’re new to managing expenses and income, the most important thing is just to begin taking small steps. Financial responsibility and successful budgeting are within your reach.
What is a checking account?
A checking account is a safe place to keep your money at a financial institution. You can add money to the account (deposit) or take money out of your account (withdrawal).