Garrett Townsend Mortgage Loan Originator Denver, CO Sunflower Bank

Garrett Townsend

Title: Mortgage Loan Originator

NMLS# 378596

Location: Greenwood Village, CO

With 26 years of experience in the mortgage industry, Garrett Townsend has built a reputation for delivering exceptional service, personalized solutions, and results that help his clients build lasting wealth. His passion for real estate stems from a desire to help others create financial stability and generational wealth through homeownership.

Garrett attended Louisiana State University and has spent his entire career in customer-focused roles. His commitment to excellence has earned him repeated recognition, including being named a Five Star Mortgage Professional for 11 consecutive years and ranking among the Scotsman Guide’s Top 1% Originators.

Garrett approaches every client interaction with the goal of providing the best mortgage experience they’ve ever had. He leads with integrity, listens with intention, and consistently delivers top-tier results — regardless of the loan size. His clients become long-term partners, not just closed files.

Rooted in faith and driven by purpose, Garrett believes each person is built for greatness. His philosophy is about showing up, working hard, and making a meaningful difference. Whether he's helping clients, mentoring others, or leading in his community, he operates at a high level with the mindset of service and legacy.

Outside of work, Garrett enjoys spending time with his family, golfing, and bow hunting during the season. He brings the same focus, discipline, and passion to his personal life that he brings to every mortgage transaction.

Start Your Homebuying Journey with Confidence

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Down Payment Assistance

Did you know there are programs that can help you find funding for your down payment? We are proud to offer a range of national and state-specific Down Payment Assistance programs that can help turn your dreams of homeownership into reality. Click below to see if you are eligible. 
Check Eligibility
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My Mortgage App

My mortgage app makes it easy! Get your digital to-do list, access calculators, send documents securely and much more!

In just a few clicks you'll receive a text message with a custom download link to connect directly with me on the mobile app!
Get My Custom Mobile App Link
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Calculators

Get help answering the big questions:
What will my monthly payments be? 
Can I save money by refinancing?
Should I keep renting or buy now? 

Visit our calculators for quick reference then contact us for specific guidance!
Check Out Our Calculators!

Finance Your Dream Home

Homebuying isn’t a one-mortgage-fits-all experience. That’s why Sunflower Bank offers a variety of home loan options to fit your goals and financial needs. Whether you’re looking to buy, build, or refinance, our expert loan originators will guide you through possible options to find the right solution for your homebuying needs.
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What My Customers Say

5 Star Rating
The process was smooth and transparent. Garrett's update emails on the status of each of the steps was very helpful. The team was proactive with missing items. Garrett was also quite insightful with advice on our loan amount

James

CO

July 01, 2025

4 Star Rating
Garrett explained all options clearly, which enabled us to make the best decisions in buying this house. The entire process was as easy as possible for financing a house.

Robert

CO

June 30, 2025

5 Star Rating
Frequent, clear, and effective communication.

Kristen

CO

June 30, 2025

5 Star Rating
You guys are the best !!

James

CO

June 13, 2025

5 Star Rating
Communication was great, friendly smart staff!

Jesse

CO

June 04, 2025

5 Star Rating
Garrett was extrenely personable and really stayed dialed in with us throughout the entire process. I never thought that getting a loan would be easy but it really felt that way. Between a rate buydown and getting our closing costs covered, we could not be happier.

Melissa

CO

May 21, 2025

5 Star Rating
Every thing went so smoothly and without steress. Everyone on Garrets team was positive and responsive.

Victoria

CO

May 05, 2025

5 Star Rating
Garrett is knowledgeable, responsive, and overal

Zuzana

CO

April 27, 2025

5 Star Rating
Garrett and his team ensured our home loan experience went quickly and smoothly. He was always available to explain parts of the process to us and help us understand all of the fees and line items within the loan. I especially loved the email updates helping us track where in the loan process we were. There are so many steps that it was super helpful seeing how steps were checked off as we moved along. Thanks, Garrett!

Jennifer

CO

April 20, 2025

5 Star Rating
Garrret and team made the lending process simple and easy.

Sterling

CO

April 19, 2025