Heidi Schulzke Mortgage Loan Originator Medford, OR Sunflower Bank

Heidi Schulzke

Title: Mortgage Branch Manager

NMLS# 968222

Location: Medford, OR

At Sunflower Bank, we do things differently than other home lenders. We believe that communication is key, so whether you’re a first-time homebuyer, or a seasoned homeowner looking to refinance, we make sure to walk you through every step of the process. We offer a variety of loan options from conventional, to government, to everything in between. Our comprehensive suite of lending options allows us to find you a product that best suits your financial needs.

We value your business, and you are definitely not just a number to us. We show this by servicing your loan from beginning to end – we don’t close a loan and pass off our clients to a third-party. In fact, Sunflower keeps most loans in-house to completion. This person-to-person approach makes an impact.

Ready to get started? Contact me today! Creating possibility for our customers and putting them in their dream homes is what we do.

Start Your Homebuying Journey with Confidence

Family of 4 moving into home carrying boxes

Down Payment Assistance

Did you know there are programs that can help you find funding for your down payment? We are proud to offer a range of national and state-specific Down Payment Assistance programs that can help turn your dreams of homeownership into reality. Click below to see if you are eligible. 
Check Eligibility
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My Mortgage App

My mortgage app makes it easy! Get your digital to-do list, access calculators, send documents securely and much more!

In just a few clicks you'll receive a text message with a custom download link to connect directly with me on the mobile app!
Get My Custom Mobile App Link
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Calculators

Get help answering the big questions:
What will my monthly payments be? 
Can I save money by refinancing?
Should I keep renting or buy now? 

Visit our calculators for quick reference then contact us for specific guidance!
Check Out Our Calculators!

Finance Your Dream Home

Homebuying isn’t a one-mortgage-fits-all experience. That’s why Sunflower Bank offers a variety of home loan options to fit your goals and financial needs. Whether you’re looking to buy, build, or refinance, our expert loan originators will guide you through possible options to find the right solution for your homebuying needs.
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What My Customers Say

5 Star Rating
Heidi was recommended to me through my real estate agent when I needed a pre-approval letter quickly since he knew she could get the job done asap. She provided me with that immediately so I could put in my offer. Heidi was also quick to draft up my loan documents and thorough in explaining every detail of it so I felt comfortable and understood what I was signing. She even drafted up a couple scenarios for me so I could make a more informed decision based on my personal needs. I was surprised that she even showed up at my closing to make sure I knew everything I was signing! On top of that, Heidi watched the volatile market for me and was able to get a last minute rate adjustment! I would 100% recommend Heidi and her team!

Marta

OR

August 06, 2024

5 Star Rating
I have purchased 2 homes with the amazing help of Heidi Schulzke. She was very professional and helpful in every way. I never had a problem with reaching her about any questions I had. Heidi always made sure that we understood what we were signing. I hope I never move again, but if I do, I'd go with Heidi and her team always. Thank you Heidi..

Far2Busy52

OR

July 30, 2024

5 Star Rating
Heidi was super helpful during the whole process. Her and her team did an excellent job in answering questions and getting back to us quickly even after business hours.

Marcos

OR

February 18, 2024

5 Star Rating
From the start to the finish Heidi was very helpful in collecting required loan documentation. This loan helped us move before we sold our home. We appreciate the effort.

Diana

OR

November 14, 2023

5 Star Rating
After suffering a heart attack and undergoing open heart triple by pass surgery in late July, 2023 during the final negotiations of selling one home and purchasing another, I was concerned that the loan would either not go through or be delayed. Neither scenario happened! Heidi seemingly took it all in stride and the details were handled seamlessly, enabling me to "rest easy" that the move to my new home following my hospital discharge would take place successfully. I couldn't be more happy with Heidi's knowledge, professionalism, and willingness to help a home buyer who really needed her help!

Sandyleestephenson

OR

August 31, 2023

5 Star Rating
This will be our second time working with Heidi and both times she has knocked it out out of the park. She helped make getting our homes an enjoyable experience every step of the stressful way. I appreciate the attention to detail and clear manageable instructions she was always willing to give. I will 1000% recommend her to all of my family, friends, acquaintances, people at work, and anyone who asks me about buying a home. Thank you for all that you did for us!!!

Erik

OR

July 22, 2023

5 Star Rating
Heidi and Eugene did a fantastic job walking us through the mortgage process for our recent home purchase! They are highly professional and personable - we felt taken care of every step of the way, and it was so easy! Initially we considered going with a different lender, but fortunately we were referred to Heidi and Eugene, and I'm SO GLAD we went with them. Highly recommend!

Tanya

OR

July 15, 2023

5 Star Rating
Heidi is by far the absolute BEST mortgage agent in the Rogue Valley! Period! Stop looking and call her today if you need any kind of mortgage services. Team Schulkze closed my mortgage in record time and I was on the other side of the country. Everything was done remotely and accurately and ON TIME.

Andrew

OR

July 02, 2023

5 Star Rating
This is the second time I have taken my business to Heidi and her team. As always first class service, quick responses, and professional top grade work. You will not regret your decision to use WVB and Heidi in your house buying process.

Eric

OR

June 29, 2023

5 Star Rating
Heidi and her team are amazing. We have used them multiple times and are never disappointed. Heidi is available (even when on vacation) to answer any and all questions in a timely manner and is always very informative and helpful. She always has your back and is truly there for you and your transaction. Cannot say enough positive things about Heidi and her team. Eugene... you are great too! :)

The

OR

June 29, 2023