Nick Santilli Mortgage Loan Originator Spokane, WA Sunflower Bank

Nick Santilli

Title: Mortgage Loan Originator

NMLS# 1766968

Location: Spokane, WA

Nick Santilli came to Sunflower Bank in 2018 because he saw an opportunity to make a difference. With over 16 years’ experience in sales and financial management, he wanted to help people achieve their dreams of home ownership. He says, “To me, success isn’t just about numbers. Success means serving the community where I live, and making sure individuals get the best loan products available.” Nick doesn’t just take the loan application and disappear – he stays in contact and stays positive. His attitude makes the whole process a smooth one and sends referrals back his way.

When he’s not at work you’ll find Nick in the great outdoors. He loves time spent in the wilderness as an avid sportsman and hunter.

Start Your Homebuying Journey with Confidence

Family of 4 moving into home carrying boxes

Down Payment Assistance

Did you know there are programs that can help you find funding for your down payment? We are proud to offer a range of national and state-specific Down Payment Assistance programs that can help turn your dreams of homeownership into reality. Click below to see if you are eligible. 
Check Eligibility
Woman holding phone and smiling

My Mortgage App

My mortgage app makes it easy! Get your digital to-do list, access calculators, send documents securely and much more!

In just a few clicks you'll receive a text message with a custom download link to connect directly with me on the mobile app!
Get My Custom Mobile App Link
Calculator on table with pen and laptop

Calculators

Get help answering the big questions:
What will my monthly payments be? 
Can I save money by refinancing?
Should I keep renting or buy now? 

Visit our calculators for quick reference then contact us for specific guidance!
Check Out Our Calculators!

Finance Your Dream Home

Homebuying isn’t a one-mortgage-fits-all experience. That’s why Sunflower Bank offers a variety of home loan options to fit your goals and financial needs. Whether you’re looking to buy, build, or refinance, our expert loan originators will guide you through possible options to find the right solution for your homebuying needs.
Home

What My Customers Say

5 Star Rating
When I first reached out to Nick, he was very quick to respond. Nick's quick response turned out to be a consistent theme through the whole process. Any time that I reached out, Nick responded promptly. He was great helping us through the whole process, and communicated with us through each step. I would not hesitate to recommend Nick to Anyone that needed help with a mortgage. We are truly grateful for everything that Nick did for us. I wouldn't even consider using anyone else.

Derek

WA

July 10, 2025

5 Star Rating
I had the best experience with Guardian Mortgage!! Not only did I have someone that I could speak to directly via text, email and phone, but they looked for all kinds of ways for me to save on my mortgage and I saved! Their rates where way better than the big banks like Wells Fargo and many others! The best part is they don't sell your mortgage to another bank which provides a HUGE piece of mind. Everything is in house, talk about one stop shopping and AWESOME SERVICE. I've recommended them to all of my friends who are looking for a mortgage or to refinance! They have a customer for life with me!

Sheryl

August 29, 2019