Mortgage Servicing
Your Loan and Servicing - All Under One Roof
Our commitment to you doesn't end at closing. Through our dedicated mortgage servicing team, we provide ongoing support to help you manage your loan with ease and confidence. From monthly payments to escrow or account updates, we're here to ensure your home loan experience remains smooth, transparent, and worry-free.
What Does Retained Servicing Mean for You?
When you close your loan with Sunflower Bank, you’re getting a dedicated team committed to supporting you in the long-term.
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Your monthly mortgage statements include the direct contact information for your loan originator. They know your loan, your goals and are ready to assist you any time.
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Retaining servicing allows us to offer better loan pricing, helping you save more over the life of your mortgage.
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We monitor your loan over time and proactively identify opportunities, such as refinance options, that could benefit you. Learn More About Refinancing about Smarter Insights for Your Financial Goals
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We offer a flexible recast option to adjust your monthly payment without needing a full refinance.
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We maintain accurate records, manage your escrow accounts for taxes and insurance, and provide you with year-end 1098 Tax and Interest Statements with accuracy and security.
Managing Your Mortgage
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Your Trusted Partner, Beyond Loan Servicing.
While you make timely mortgage payments, we take care of the behind-the-scenes administration:
Maintaining accurate records of your loan balance
Collecting and managing escrow for taxes and insurance
Issuing your 1098 Tax and Interest Statement each year
Providing responsive, personalized service
Mortgage Servicing Fee Schedule
Below is a summary of common mortgage servicing fees*. For a full list, please refer to your mortgage documents or contact our mortgage support department.
- Amortization Schedule: $10.00
- Loan Pay/Transaction History: $10.00
- Mortgage Information Letter (MIL): $10.00
- Verification of Mortgage (VOM): $10.00
- Subordination Fee: $250.00
- Recast Fee: $500.00
- Escrow Waiver Fee: UPB x 0.0025
- Payoff Quote (Non-FHA Loans): $20.00 (customers receive one free quote per calendar year/per customer request)
*Fees are subject to change. Check with us for the most current information.
Have Questions or Need Support? Contact Us Today.
Phone: 800.331.4799
Email: [email protected]
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Home Loan FAQs
Buying a home can come with a lot of questions. Sunflower Bank Mortgage Lenders are here to help to make the homebuying process simple.