Checking your style!

Whatever age, whatever stage in life, we’ve designed the perfect checking account for you.

All Sunflower Bank personal checking accounts include:

  • Direct Deposit
  • Complimentary Visa® Debit Card
  • Mobile Banking & Mobile App featuring Mobile Check Deposit (if eligible)
  • SunNet Online Banking & Bill Pay
  • Free eStatements – access your statements as soon as they are ready
  • ID ProtectALL℠ services including Personal Identity Protection, Payment Card Protection, and Identity Recovery & Restoration3



You want a simple starter account tailored for on-the-go and online users.

  • No monthly maintenance fee with eStatement enrollment.
  • ID ProtectALL℠ reimbursement (up to $1,000)


Spend & Sign & Save

Sunflower Bank’s most popular checking and savings account package. You’ll enjoy generous perks today, while you save and plan for tomorrow.

  • ID ProtectALL℠ reimbursement (up to $2,500)
  • No-fee ATM withdrawals Anywhere! (up to 8 times per month)1
  • Reduced fees on overdrafts2
  • We automatically transfer your spare change into your savings account when you make purchases with your debit card. The total purchase amounts are rounded up to the next dollar.
  • Plus, once a year we match 5% of your spare change generated from signature based transactions.
  • Account valued at $6/month and you reduce your fee by $1 when you enroll in eStatements. Plus another $0.25 off each time you use your debit card. You can get your fee to zero!4
  • Local and national savings and discounts, and more!

You get more. You save more. YOU’LL LOVE IT!



You’ve been financially wise and appreciate a strong relationship with your bank.

  • Unlimited check writing
  • ID ProtectALL℠ reimbursement (up to $1,000)
  • Complimentary Sunflower Bank wallet checks – or 50% off other check styles
  • Interest-bearing on daily collected balances
  • Monthly maintenance fee waived if minimum average balance is $1,000 or if deposit and loan balance combination totals $10,000 or more, we’ll waive the $10 monthly maintenance fee!



You’ve made great financial decisions and Sunflower Bank honors your success.

  • This account is reserved exclusively for First Ladies and Club Vogue members. Please ask a bank representative about membership details and perks or you can review the program details by clicking the desired link below.
  • Learn about our First Ladies Program.
  • Learn about our Club Vogue Program.


Health Savings Account (HSA)

An HSA is a perfect complement to a High Deductible Health Insurance Plan (HDHP) as it allows you to pay for current or future qualified medical expenses on a tax-free basis. No medical expenses today? No problem. Unused balances carry over to the following year, allowing you to build your account for the future.

  • No monthly maintenance, per transaction or set-up fees
  • Monthly statement with images included
  • Complimentary HSA debit card and checks
  • Earns interest – accrued and paid monthly
  • Simplify your savings plan with direct deposit


Disclaimers: (1)Up to 8 ATM transaction fees, or maximum of $16.00 rebated at end of each statement cycle. (2)Overdraft Privilege is a discretionary service provided by Sunflower Bank. No fees charged on overdrafts if overdrawn account balance is $40 or less. Discount of 25% on standard overdraft fees if overdrawn balance is greater than $40. Customer may choose to opt-out of this service. (3)Personal Identity Protection is subject to additional terms and conditions. Insurance products are not a deposit, not FDIC insured, not an obligation or guaranteed by the bank, its affiliates, or any government agency. (4)Monthly fee is reduced by $0.25 per posted transaction. Transactions must post within the statement cycle to qualify. ATM transactions do not qualify. Not to credit past $0.