Checking accounts designed with your needs in mind.

Manage your money on your terms with account options from Sunflower Bank.

For your convenience, the following benefits are included with all of our personal checking accounts:

  • Free Personal Online Banking with Bill Pay
  • Free Personal Mobile Banking featuring our Mobile App with check deposit*
  • Free transactions at all Sunflower Bank and First National 1870 ATMs
  • Free Visa® Debit Card with unlimited transactions
  • Free eStatements with check images
  • 24/7 access to CheckIt Telephone Banking
  • Personal Identity Theft benefits including Payment Card Protection and Identity Recovery & Restoration3
  • Overdraft Privilege (Subject to approval)

*Mobile App deposit feature subject to approval.

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CONVENIENCE CHECKING

A straightforward checking account tailored for on-the-go customers who prefer simple banking.

  • No monthly maintenance fee with eStatement enrollment.
  • No minimum balance required
  • Unlimited debit card transactions and check writing

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SPEND & SIGN & SAVE

Sunflower Bank’s most popular checking and savings account package. You’ll enjoy generous perks and benefits today, while you save and plan for tomorrow.

  • No-fee ATM withdrawals Anywhere! (up to 8 times per month)1
  • No minimum balance required
  • Unlimited debit card transactions and check writing
  • First order of Mini-Pak standard bank checks is free
  • Reduced fees on overdrafts2
  • Your total purchase amounts made with your debit card are rounded up to the next whole dollar. Then your spare change is automatically deposited into your savings account.
  • Plus, once a year we’ll match 5% of your total spare change generated from signature based transactions.
  • Spend & Sign & Save is valued at $6/month and you reduce your fee by $1 when you enroll in eStatements. Plus we reduce the fee by another $0.25 off each time you use your debit card to make everyday purchases. You can easily get your fee to zero!4
  • You’ll even get local and national deals and discounts easily accessible with our My PERK$ mobile app.

You get more. You save more. YOU’LL LOVE IT!

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ELITE CHECKING

Our Elite Checking is a great option for financially confident customers ages 50 and better who enjoy earning interest and having access to value added benefits.

  • No minimum balance required
  • Unlimited debit card transactions and check writing
  • Complimentary standard bank wallet checks
  • Earn interest on daily collected balances
  • Free Cashier’s Checks

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SUPERB CHECKING

You’ve made great financial decisions and we honor your success.

  • This account is reserved exclusively for First Ladies and Club Vogue members with deposit and Wealth Management relationships $10,000 or more. Please ask a bank representative about membership perks or you can review the program details by clicking the desired link below.
  • Learn about our First Ladies Program.
  • Learn about our Club Vogue Program.

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PREMIER CHECKING

Premier Checking provides value added benefits for customers who maintain high relationship balances.

  • No minimum account balance requirement
  • $20.00 monthly maintenance fee is waived with relationship balances of $25,000 or more in checking, savings, money market, certificates of deposit, individual retirement accounts (IRAs), and personal loan balances, excluding mortgages.
  • Unlimited debit card transactions and check writing
  • Complimentary standard bank wallet checks
  • Earn interest on daily collected balances
  • Free Cashier’s Checks

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Health Savings Account (HSA)

An HSA is a perfect complement to a High Deductible Health Insurance Plan (HDHP) as it allows you to pay for current or future qualified medical expenses on a tax-free basis. No medical expenses today? No problem. Unused balances carry over to the following year, allowing you to build your account for the future.

  • No monthly maintenance, per transaction or set-up fees
  • Monthly statement with images included
  • Complimentary HSA debit card and checks
  • Earns interest – accrued and paid monthly
  • Simplify your savings plan with direct deposit

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Disclaimers: (1)Up to 8 ATM transaction fees, or maximum of $16.00 rebated at end of each statement cycle. (2)Overdraft Privilege is a discretionary service provided by Sunflower Bank. No fees charged on overdrafts if overdrawn account balance is $40 or less. Discount of 25% on standard overdraft fees if overdrawn balance is greater than $40. Customer may choose to opt-out of this service. (3)Personal Identity Protection is subject to additional terms and conditions. Insurance products are not a deposit, not FDIC insured, not an obligation or guaranteed by the bank, its affiliates, or any government agency. (4)Monthly fee is reduced by $0.25 per posted transaction. Transactions must post within the statement cycle to qualify. ATM transactions do not qualify. Not to credit past $0.