Loan Solutions

We can help you realize your dreams. It’s just that simple. Whether it’s a new car, house, boat, or a family cruise to the Bahamas, we can help make it happen. We have a wide array of consumer, personal, and home loan possibilities. Most of all, no matter the size, amount, or length of the loan, our experienced lending professionals at Sunflower Bank, First National 1870, and Guardian Mortgage are with you each step of the way.

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Home Mortgage Loans

Free Prequalification

When you're ready to buy a new home or refinance an existing home get started online with our team of experienced lending professionals at Guardian Mortgage. They will help you chose a home loan program that's right for you. The complimentary Loan Prequalification process takes the guesswork out of shopping because you will be looking within a price range that fits your budget comfortably.

Prequalify & Apply Here >


Regardless if it’s your first home or your dream home — buying can be an overwhelming process, but it doesn’t have to be. Our lending professionals are with you each step of the way. They will answer your questions, listen to your wants, and provide loan options best suited to your needs.

We offer Mortgage loan options, competitive rates, and terms designed to work best with your financial goals:

  • Conventional Fixed Loans
    – 5% minimum down payment
    – Choose from 10, 15, 20 or 30-year terms
  • Conventional Adjustable Rate Mortgage Loans (ARM)
  • Non-Conforming Adjustable Rate Mortgage Loans (ARM)
  • Non-Conforming Fixed Rate Mortgage Loans (FRM)
  • First Time Home Buyers Loan – FHA Loans
  • U.S. Department of Veterans Affairs – VA Loans
  • Rural Development Loans
  • Jumbo Loans

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Sunflower Bank Auto Loans & Personal Loans

We offer personal loans for a variety of purposes –automobiles, swimming pools, vacations, special occasions, and even debt consolidation. Our lenders provide personal attention, exceptional service and quick answers to borrowing requests so you can obtain timely approvals.

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Sunflower Bank Visa® Credit Card

A Sunflower Bank Visa® credit card offers smart spending and purchasing options – and the chance to stockpile points for rewards down the road. No annual fees, no hidden fees – and best of all, no balance transfer fees!

Learn more >

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Contact Customer Care at (888) 827-5564 to speak with one of our lending professionals.

All loans are subject to credit approval criteria, property appraisal, and program guidelines. Program terms and conditions are subject to change without notice. Applicant(s) must be 18 years older and a legal resident of the United States. Visit with a Sunflower Bank, First National 1870 or Guardian Mortgage lending professional for specific program requirements and applicable fees.