Loan Solutions

Sunflower Bank can help you realize your dreams. It’s just that simple. Whether it’s a new car, house, boat, or a family cruise to the Bahamas, we can help make it happen. We have a wide array of consumer, personal, and home loan possibilities. Most of all, no matter the size, amount, or length of the loan, our experienced lending professionals are with you each step of the way.

Home Mortgages

Free Prequalification

When you're ready to begin your search for a new home, Sunflower Bank should be your first stop. Our complimentary Loan Prequalification takes the guesswork out of shopping because you will be looking within a price range that fits your budget comfortably.

Prequalify & Apply Here >

Whether it’s your first home or your dream home — buying can be an overwhelming process, but it doesn’t have to be. Sunflower Bank Mortgage lending professionals are with you each step of the way. They will answer your questions, understand your needs, and provide loan options best suited to your needs.

We offer Mortgage loan options, competitive rates, and terms designed to work best with your financial goals:

  • Conventional Fixed Loans
    – 5% minimum down payment
    – Choose from 10, 15, 20 or 30-year terms
  • Conventional Adjustable Rate Mortgage Loans (ARM)
  • Non-Conforming Adjustable Rate Mortgage Loans (ARM)
  • FHA Loans
  • Rural Development Loans
  • Jumbo Loans
  • One-Time Construction to Permanent Loans

Sunflower Bank also offers a variety of loan programs available for homebuyers considering the purchase of a new home, investment property, or construction of a dream home.

  • Doctors, Dentists and Veterinarians Mortgage Program

    Our unique Doctors Loan program provides 100% financing with no mortgage insurance for doctors, dentists and veterinarians. Featuring ARM loan products with 3, 5, 7 or 10 year initial lock periods.

  • Affordable Housing Program

    Sunflower Bank created this program to help first-time homebuyers featuring no money down, reduced closing costs, and no mortgage insurance. Please contact a Mortgage Lending professional for specific program requirements and applicable fees.

  • Investment Property Program

    Looking to buy an investment property to generate income? Sunflower Bank is here to help. Our program features fixed rates and our lending professionals will help you create a plan that fits your property budget.


Home Equity Lines of Credit

Use the equity in your home to do the things you want. We offer competitive rates and you can draw on the funds when you need them. A Sunflower Bank Home Equity Line of Credit is an economical way to finance home improvement projects, educational expenses, debt consolidation, vacations or major purchases.


Auto Loans & Personal Loans

Sunflower Bank offers personal loans for a variety of purposes –automobiles, swimming pools, vacations, special occasions, and even debt consolidation. Our lenders provide personal attention, exceptional service and quick answers to borrowing requests so you can obtain timely approvals.

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Sunflower Bank Visa® Credit Card

A Sunflower Bank Visa® credit card offers smart spending and purchasing options – and the chance to stockpile points for rewards down the road. No annual fees, no hidden fees – and best of all, no balance transfer fees!

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Call our Customer Center at 888-827-5564 to obtain more information or to speak with one of our lending professionals.

All loans are subject to credit approval criteria, property appraisal, and program guidelines. Program terms and conditions are subject to change without notice. Applicant(s) must be 18 years older and a legal resident of the United States. See a Sunflower Bank Mortgage Lending professional for specific program requirements and applicable fees.