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12-23 Month CD Special

One big rate! You choose the term.

Your savings plan is unique to you. With this CD Special, the 4.00% APY* rate stays the same and you choose the term between 12- and 23- months that’s right for you. Even better, this account is available as a personal CD account or a business CD account.

4.00% APY*

12- to 23-Month CD  |  $1,000 Minimum to Open

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    Lock in Your Rate Today!

    Stop by a location near you to open your CD account and lock in our rate today!

    Find a Location Near You

The 12- to 23-Month CD Special features:

Competitive interest rate

A range of fixed terms — from 12-month to 23-month

Guaranteed 4.00% APY* fixed rate of return

Minimum opening deposit of $1,000

Limited-time pricing

Boost Your Savings!

If you are a personal or business depositor looking for a steady and secure way to grow your money, a certificate of deposit is a great option to consider.

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How Much Should I Put Away?

How will the value of your CD change over time? Check out our CD Calculator to estimate what it could be worth.

View Calculator
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Current Promotions

View our current promotions and deposit specials to enhance your personal banking experience. 
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* Promotional Annual Percentage Yield (APY) is accurate as of 4/28/23 and the interest rate and APY is subject to change at any time without prior notice. Minimum balance required to open Certificate of Deposit (CD) is $1,000. The advertised CD Special is available for Consumer (including Individual Retirement Accounts) and Business Accounts. The CD Special is not available for Public Funds, and/or brokered deposits. After your CD is opened, the interest rate is fixed for the term. Substantial penalty for early withdrawal. First National 1870, a division of Sunflower Bank, N.A. Member FDIC