Privacy

Privacy Policy

Rev. 2/2018
FACTS WHAT DOES FIRSTSUN CAPITAL BANCORP DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and payment history
  • Purchase history and account transactions
How? All financial companies need to share nonpublic personal information to run their everyday business. In the section below, we list the reasons financial companies can share their nonpublic personal information; the reasons Firstsun Capital Bancorp chooses to share; and whether you can limit this sharing.
REASONS WE CAN SHARE YOUR PERSONAL INFORMATION Does FirstSun Capital Bancorp share? Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes— to offer our products and services to you Yes Yes
For joint marketing with other financial companies Yes Yes
For our affiliates’ everyday business purposes – information about your transactions and experiences Yes No
For our affiliates’ everyday business purposes – information about your creditworthiness Yes Yes
For our affiliates to market to you Yes Yes
For our non-affiliates to market to you No We Do Not Share
TO LIMIT INFORMATION SHARING ABOUT CREDITWORTHINESS AND TO
LIMIT MARKETING OFFERS

You may limit us from sharing information about your creditworthiness with each other and from marketing our products or services to you based on your personal information that we share with each other. This personal information includes your income and your account history with them.

Your choice to limit sharing about your creditworthiness and limit marketing offers from us will apply until you tell us to change your choice. To limit sharing about your creditworthiness and to limit marketing offers from us:

If you have already made a choice to limit marketing offers from us, you do not need to act again.

Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
QUESTIONS? Call 1-888-827-5564 or go to www.sunflowerbank.com/Privacy
WHO WE ARE
Who is providing this notice? FirstSun Capital Bancorp, Sunflower Bank, N.A., First National 1870, a division of Sunflower Bank, N.A., Guardian Mortgage, a division of Sunflower Bank, N.A., Sunflower Agency, Inc., Logia Portfolio Management, LLC, Community Investment, LLC, Sunflower Holdings, Inc., and SPHC, LLC.
WHAT WE DO
How does FirstSun Capital Bancorp protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does FirstSun Capital Bancorp collect my personal information?

We collect your personal information, for example, when you

  • Open an account or deposit money
  • Pay your bills or apply for a loan
  • Use your credit or debit card
Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you – we do not share 
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.
DEFINITIONS
Affiliates Our affiliates are FirstSun Capital Bancorp, Sunflower Bank, N.A., First National 1870, a division of Sunflower Bank, N.A., Guardian Mortgage, a division of Sunflower Bank, N.A., Sunflower Agency, Inc., Logia Portfolio Management, LLC, Community Investment, LLC, Sunflower Holdings, Inc., and SPHC, LLC.
Nonaffiliates FirstSun Capital Bancorp, Sunflower Bank, N.A., First National 1870, a division of Sunflower Bank, N.A., Guardian Mortgage, a division of Sunflower Bank, N.A., Sunflower Agency, Inc., Logia Portfolio Management, LLC, Community Investment, LLC, Sunflower Holdings, Inc., and SPHC, LLC do not share with non-affiliates so that they can market to you.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners include categories of companies such as credit card companies.