FirstSun Capital Bancorp Privacy Policy

Rev. 02/2025
FACTSWHAT DOES FIRSTSUN CAPITAL BANCORP 
DO WITH YOUR PERSONAL INFORMATION?
Why?Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. 
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and payment history
  • Purchase history and account transactions

When you are no longer our customer, we continue to share your information as described in this notice. 

How?All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons FirstSun Capital Bancorp chooses to share; and whether you can limit this sharing. 
REASONS WE CAN SHARE 
YOUR PERSONAL INFORMATION
Does 
FirstSun 
Capital 
Bancorp share?
Can you 
limit this 
sharing?
For our everyday business purposes— such as to process your transactions, maintain 
your account(s), respond to court orders and legal investigations, or report to credit bureaus
YesNo
For our marketing purposes – to offer our products and services to youYesNo
For joint marketing with other financial companiesNoWe don't share
For our affiliates’ everyday business purposes – information about your transactions and experiencesYesNo
For our affiliates’ everyday business purposes – information about your creditworthinessNoWe don't share
For our affiliates to market to youNoWe don't share
For our non-affiliates to market to youNoWe don't share
QUESTIONS? Call 1-888-827-5564 or go to www.sunflowerbank.com/privacy-center/                            
WHO WE ARE

Who is providing this notice?FirstSun Capital Bancorp, Sunflower Bank, N.A., First National 1870, a division of Sunflower Bank, N.A., Guardian Mortgage, a division of Sunflower Bank, N.A., FEIF Capital Partners, LLC, FEIF GP, LLC, Logia Portfolio Management, LLC, SPHC, LLC, Sunflower Agency, Inc., Sunflower Holdings, Inc. and Sunflower Public Finance, LLC
WHAT WE DO

How does FirstSun Capital Bancorp protect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. 
How does FirstSun Capital Bancorp collect my personal information?

We collect your personal information, for example, when you

  • open an account or deposit money
  • pay your bills or apply for a loan
  • use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. 
Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. [See below for more on your rights under state law.]
DEFINITIONS
Affiliates
Companies related by common ownership or control.  They can be financial and nonfinancial companies. 
  • Our affiliates include financial companies, such as FirstSun Capital Bancorp, Sunflower Bank, N.A., First National 1870, a division of Sunflower Bank, N.A., Guardian Mortgage, a division of Sunflower Bank, N.A., FEIF Capital Partners, LLC, FEIF GP, LLC, Logia Portfolio Management, LLC, SPHC, LLC, Sunflower Agency, Inc., Sunflower Holdings, Inc. and Sunflower Public Finance, LLC
Nonaffiliates
Companies not related by common ownership or control.  They can be financial and nonfinancial companies. 
  • FirstSun Capital Bancorp does not share with non-affiliates so that they can market to you.
Joint 
Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you. 
  • FirstSun Capital Bancorp doesn't jointly market.
OTHER IMPORTANT INFORMATION

Special Notice for State Residents

You may have other privacy protections under state law. We will comply with applicable state laws with respect to our information sharing practices. 

California: Under California law, we will not share information we collect about CA residents with non-affiliates unless we have your consent, or the law allows. We will limit sharing by FirstSun Capital Bancorp to the extent required by California law. For information on our compliance with consumer rights laws, including the California Consumer Privacy Act (CCPA), please visit sunflowerbank.com/privacy-center

Vermont: Under Vermont law, we will not share information we collect about VT residents with non-affiliates unless we have your consent, or the law allows. We also will not share information about your credit worthiness with affiliates without your consent (this does not cover information about transactions or experiences, which may be shared with affiliates without consent).

Nevada: Nevada state law allows us to make marketing calls to our existing customers listed on the National Do Not Call Registry. If you prefer not to receive marketing calls from us, you may be placed on our internal Do Not Call List by calling us at 1-888-827-5564. For more information on this Nevada law, contact the Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington Street, Suite 3900, Las Vegas, NV 89101; Phone: 702.486.3132; Email: [email protected].