Small Business Lending

Small Business Lending

Small Business Lending

We believe in the importance of supporting small business development to sustain the economic diversity and stability of our communities. Sunflower Bank’s small business lending experts are prepared to help you identify and use the right credit tools for your business. From credit cards to conventional loans to U.S. Small Business Administration (SBA) backed loans, we’ll make possibility a reality for your business. We are not just small business loan experts, we are local experts here for you. Talk to us if you need working capital to realize your business plan or support your cash flow. We’ll walk you through the loan application and help you understand your credit score and the other factors that impact your payment terms and interest rates.

Credit Cards:

Our Visa® Business credit card improves efficiencies and provides a consolidated picture of your company’s spending. You designate who receives a card. We track the expenses and provide the reporting. Best of all, our card features no annual fee, a reasonable rate, and no balance transfer fees—making it the perfect choice to access things you need. You have a business to run. We have the credit card that helps you do it. Discover the benefits of added purchasing power and the convenience our card provides.

Conventional Loans:

Our collaborative approach ensures that you receive financing tailored to your specific business goals. You’ll also benefit from locally-informed decision making driven by your relationship team. We have the market expertise that comes from living and working in your community. Depending on your business loan need, we can provide a line of credit that enables you to negotiate pricing and make purchases as needed, or a term loan to finance long-term asset purchases. We can provide financing that is flexible and convenient to help keep your business profitable in a competitive market. If you are a medical or professional practice, ask about our specialized programs designed with your needs in mind.

SBA Loans:

Sunflower Bank can help your business grow by partnering with the U.S. Small Business Administration (SBA) to provide small business financing with terms better than those offered through most conventional products. Longer payment terms (reducing monthly expenses) and lower down payments (reducing upfront costs) are just two examples of what you can expect from SBA loan programs. Your local relationship manager will engage with our specialized Sunflower Bank SBA team with over 110 years combined direct SBA lending experience to make sure we structure the best SBA-backed loan product to fit your needs.