Structured Finance

Structured Finance

Structured Finance

Sunflower Bank’s Structured Finance Group provides relationship-focused Asset Based Lending and Leveraged Finance services to lower middle market companies and private equity investors.

Our deeply experienced and responsive team understands the value of financial flexibility in an organization’s capital structure and can tailor senior debt solutions for specific borrower situations.

Along with a broad selection of banking services, we provide direct access to our Structured Finance Group, as well as our executive management and loan approval teams. We actively listen, structure, and execute with the goal of quickly and efficiently getting our clients to a successful closing.

Visit the News page to see our recently announced transactions.

Asset Based Lending

  • Borrower situations may include high growth, high leverage, temporary losses, significant working capital needs, business seasonality, or management buyouts
  • Benefits include increased liquidity via higher advance rates on working capital assets and less pressure on cash flow via interest-only revolving lines of credit
  • Loan commitments range from $5MM to $25MM+
  • Ability to syndicate transactions above maximum hold size of $25MM

Leveraged Finance

  • Often used to finance the acquisition, recapitalization, growth, or refinancing of companies by private equity investors
  • The amount of senior term debt is based on a multiple of the borrower’s annual cash flow (vs. the amount of available collateral) and can be used to optimize a company’s capital stack and enhance private equity returns
  • Loan commitments range from $5MM to $25MM+
  • Ability to syndicate transactions above maximum hold size of $25MM

Creating Possibility is What We Do.

Contact our team to find out how we can help with your specific financing situation.

Doug Vitek

Managing Director
Asset Based Lending

Greg L’Herault

Senior Vice President
Asset Based Lending

Ian Kay

Leveraged Finance