Structured Finance

Structured Finance

Structured Finance

Sunflower Bank’s Structured Finance Group provides relationship-focused Asset Based Lending and Leveraged Finance services to lower middle market companies and private equity investors.

Our deeply experienced and responsive team understands the value of financial flexibility in an organization’s capital structure and can tailor senior debt solutions for specific borrower situations.

Along with a broad selection of banking services, we provide direct access to our Structured Finance Group, as well as our executive management and loan approval teams. We actively listen, structure, and execute with the goal of quickly and efficiently getting our clients to a successful closing.

To learn more about our capabilities including a sampling of our team’s deal experience since 2004, click here.

Asset Based Lending

  • Borrower situations may include high growth, high leverage, temporary losses, significant working capital needs, business seasonality, or management buyouts
  • Benefits include increased liquidity via higher advance rates on working capital assets and less pressure on cash flow via interest-only revolving lines of credit
  • Loan commitments range from $3MM to $15MM+

Our Asset Based Lending (“ABL”) team has over 40 years of collective experience, has arranged and closed more than $350MM in total ABL commitments, and has performed field audits for 350+ borrowers.

Leveraged Finance

  • Often used to finance the acquisition, recapitalization, growth, or refinancing of companies by private equity investors
  • The amount of senior term debt is based on a multiple of the borrower’s annual cash flow (vs. the amount of available collateral) and can be used to optimize a company’s capital stack and enhance private equity returns
  • Loan commitments range from $3MM to $15MM+

Our Leveraged Finance team has over 35 years of collective Leveraged and Corporate Finance experience, and has arranged and closed over 150 transactions totaling more than $750MM.
 

Creating possibility is what we do.

Contact our team to find out how we can help with your specific financing situation.

T.J Kern

Structured Finance Group Manager
Team Lead
TJ.Kern@SunflowerBank.com
(303) 962-8084

Dustin Jacobson

Managing Director,
Asset Based Lending
Dustin.Jacobson@SunflowerBank.com
(303) 468-0483

David Harper

Managing Director,
Leveraged Finance
David.Harper@SunflowerBank.com
(303) 962-8686