Loan Solutions

Sunflower Bank can help you realize your dreams. It’s just that simple.

Whether it’s a new car, a new house, a boat, or a family cruise to the Bahamas, we can help make it happen.

We have a wide array of consumer, personal, and home loan possibilities. Most of all, no matter the size, amount, or length of the loan, our talented lenders are with you each step of the way.

Home Mortgages

Whether it’s your first home or your dream home -- buying can be overwhelming. Sunflower Bank lenders are with you each step of the way, to discuss your questions, needs, options, and rates. Current mortgage rates are available by contacting Sunflower Bank at 1-888-827-5564.

We offer a variety of mortgage loans, one of which is sure to meet your needs:

  • Fixed-Rate
    • - With choice of local service or sold to a loan servicer.
    • - Choose from terms including 10-, 15-, and 30-year loans.
    • - Down payment requirements vary.
  • Adjustable Rate Loans (ARMs)
  • Construction/permanent loans
  • Veterans’ Administration (VA) Loans
  • Investment Property Fixed-Rate Loans
  • Approved For Life!
    • Sound too good to be true? Certain buyers may qualify for lifetime approval - meaning you can shop for your next home knowing that you are already approved for a home loan at Sunflower Bank! Certain restrictions apply, check with one of our lenders to see if you qualify.

Sunflower Bank also offers several programs that can make the difference between getting the home you want rather than settling for less.

Kansas HOME First-Time Homebuyer Program
This program provides a subsidy to lower income qualified buyers and is funded by the State of Kansas on March 1 and September 1 each year. Check with our lenders to see if you qualify.
Affordable Housing Program
Sunflower Bank created this program to help the first-time homebuyer. We will finance 100% of the sales price up to $60,000 as long as the program’s requirements are met. Please contact a Sunflower Bank lender for details.

Home Equity Lines of Credit

Use your equity when you need cash or additional funds to make a purchase by opening a line of credit. A Sunflower Bank Home Equity Line of Credit is an economical way to finance projects. There is no annual fee, so if you don’t access your account, there is no charge to you at all.

Whether you are planning to remodel your home, consolidate your current bills, help your children reach their college education goals, or take that family vacation you’ve planned for years – call us or email us for details.

  • 10- and 5-year lines available
  • Easy access to your account
    • - After approval, access your Home Equity credit line by writing a check especially designed for this account.
  • Transfer and make payments to this account through SunNet Online Banking or CheckIt telephone Banking, both available 24/7.

Personal Loans

Sunflower Bank offers personal installment loans for a variety of purposes –automobiles, swimming pools, vacations, education, and even debt consolidation. Our lenders provide you with outstanding personal service and are available to give quick answers to your requests and to provide approvals in a matter of minutes. And in many of our markets, that includes nights and weekends. Give us a chance to help you meet your loan needs.

Call: 1-888-827-5564
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