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Andrew Waltner

Title: Mortgage Loan Originator

NMLS# 1641158

Location: Spokane, WA

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At Sunflower Bank, we do things differently than other home lenders. We believe that communication is key, so whether you’re a first-time homebuyer, or a seasoned homeowner looking to refinance, we make sure to walk you through every step of the process. We offer a variety of loan options from conventional, to government, to everything in between. Our comprehensive suite of lending options allows us to find you a product that best suits your financial needs.

We value your business, and you are definitely not just a number to us. We show this by servicing your loan from beginning to end – we don’t close a loan and pass off our clients to a third-party. In fact, Sunflower Bank keeps most loans in-house to completion. This person-to-person approach makes an impact.

Ready to get started? Contact me today! Creating possibility for our customers and putting them in their dream homes is what we do.

Get Pre-Qualified

My mortgage app makes it easy! Get your digital to-do list, access calculators, send documents securely and much more!

In just a few clicks you'll receive a text message with a custom download link to connect directly with me on the mobile app!
Get My Custom Mobile App Link

Down Payment Assistance

Did you know there are programs that can help you find funding for your down payment? We are proud to offer a range of national and state-specific Down Payment Assistance programs that can help turn your dreams of homeownership into reality. Click below to see if you are eligible. 
Check Eligibility

Calculators

Get help answering the big questions:
What will my monthly payments be? 
Can I save money by refinancing?
Should I keep renting or buy now? 

Visit our calculators for quick reference then contact us for specific guidance!
Check Out Our Calculators!

Finance Your Dream Home

Homebuying isn’t a one-mortgage-fits-all experience. That’s why Sunflower Bank offers a variety of home loan options to fit your goals and financial needs. Whether you’re looking to buy, build, or refinance, our expert loan originators will guide you through possible options to find the right solution for your homebuying needs.
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What My Customers Say

Andrew was great with walking me through the steps and being very clear. He was also willing to answer my many questions. He was very easy to work with and I appreciated that.

Jeri B

OR

Jul 26, 2026

Andrew was very thorough and honest with the entire process. I had a very good experience and would absolutely recommend him to anyone looking to buy a house.

Cassandra C

WA

Jul 12, 2026

Andrew was able to explain everything and keep my sanity during the entire process. We had a very challenging and unique scenario and at every turn and step he was there. I could not be more happy with Andrew and Sunflower

Nathaniel G

WA

Jul 11, 2026

Andrew has been amazing! We are new buyers and he took so much time to explain everything to us. He has been super friendly, kind, and patient through the whole process. Buying our first home was a lot less stressful because of Andrew!

Christina M

OR

Jun 09, 2026

One of the easiest experiences we’ve ever had. Andrew was amazing with all his help and was always available whenever we reached out. He made the whole process so easy.

Anthony C

WA

Mar 31, 2026

He was very helpful, knowledgeable, and made himself available to phone calls to answer all our questions.

McKay G

WA

Mar 22, 2026

Andrew is very knowledgeable and easy to work with. His communication is excellent and he is always prompt to respond to my questions. This is my second time working with Andrew and would definitely work with him again in the future.

Pamela B

WA

Mar 19, 2026

As a loan officer, Andrew did an excellent job in my last 2 property purchases in 2025 and the recent refinancing. I highly recommend him and the SunFlower Bank for loans.

Kishor S

WA

Feb 25, 2026

Andrew was pleasant to work with and helpful throughout the process, providing explanations and answering questions at each step.

Sean H

WA

Feb 17, 2026

Easy process from start to finish, very upfront and good with explanations of options.

Timothy H

WA

Jan 28, 2026