FirstSun Capital Bancorp Reports Third Quarter 2026 Results

Third Quarter 2026 Highlights:

• Net interest margin of 3.82%
• 21.9% noninterest income to total revenue¹
• Net income of $38.4 million, $0.82 per diluted share (adjusted, $48.2 million, $1.03 per diluted share, see “Non-GAAP Financial Measures and Reconciliations” below)
• Return on average total assets of 0.98% (adjusted, 1.23%, see “Non-GAAP Financial Measures and Reconciliations” below)
• Return on average stockholders’ equity of 8.23% (adjusted, 10.33%, see “Non-GAAP Financial Measures and Reconciliations” below)
• Repurchased 1,245,224 common shares for $49.7 million under our share repurchase program

DENVER – (BUSINESS WIRE) – October 26, 2026 – FirstSun Capital Bancorp (“FirstSun”) (NASDAQ: FSUN) reported net income of $38.4 million in the third quarter of 2026 compared to net income of $23.2 million in the third quarter of 2025. Earnings per diluted share were $0.82 in both the third quarter of 2026 and 2025. Adjusted net income, a non-GAAP financial measure, was $48.2 million or $1.03 per diluted share in the third quarter of 2026 compared to $23.4 million or $0.83 per diluted share in the third quarter of 2025. See “Non-GAAP Financial Measures and Reconciliations” in the full release.

Neal Arnold, FirstSun’s Chief Executive Officer and President, commented, “Third quarter results reflect our continued progress on our strategic priorities highlighted by an improved net interest margin as a result of continued balance sheet improvements, a strong diversified revenue profile and improved earnings performance, including benefits from operating synergies realized following the acquisition of First Foundation in the second quarter. We believe our relationship-based business model, our presence in some of the stronger economic growth markets in the country and our disciplined focus on a balanced risk profile position us for continued success.

“Additionally, in late September, we successfully completed the core system conversion of First Foundation, representing another important milestone in our overall integration plan. I'm extremely proud of our teammates for all the hard work, planning and collaboration in completing the conversion while continuing to serve our great clients throughout the process. We remain focused on continuing to grow our franchise and delivering strong financial results and sustainable long-term value for our stockholders.”

The full earnings release can be viewed on the FirstSun Capital Bancorp Investor Relations website at https://ir.firstsuncb.com/news/default.aspx

¹Total revenue is net interest income plus noninterest income.