Resource Articles
Our Resource Center provides education on personal and business financial topics, information on online security and fraud prevention, and articles from leaders at Sunflower Bank.
For more resources, check out our Financial Glossary
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Different Types of Small Business Loans from Banks
Banks offer various small business loans: term loans, SBA loans, lines of credit, equipment loans, and commercial real estate loans. Each has specific benefits and requirements. Choose wisely.
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Different Types of Commercial Loans from Banks
Banks offer various commercial loans, including real estate loans, working capital loans, equipment financing, and SBA loans. Choose based on your business needs, loan amount, terms, and collateral.
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Lowering Debt
There are various methods you can use to help you live debt-free, such as debt consolidation, and DIY pay-off methods.
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Equipment Financing: How It Works, Pros, and Cons
Equipment financing allows businesses to buy equipment with loans, while leasing lets them rent. Financing offers ownership and tax benefits but higher upfront costs. Leasing provides flexibility but can be costlier long-term.
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Find the Right Lender: Get Terms That Fit Company Needs
Taking the time to search for the right bank or lender may mean the difference between business success and failure.
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Raising Significant Capital: What To Do When You Need Big Bucks
If you're looking for funds to grow your business, traditional banks are an option, as well as finding outside investors.
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Raising Business Capital With An ESOP: Give The Staff A Stake
An ESOP empowers a business owner to sell all or a portion of a company to his or her employees to generate funds for expansion, to fuel operations or to simply withdraw cash from the company for other business activities.
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Should Your Company Go Public?
Instead of borrowing expansion capital, maybe it's time to consider going public - selling ownership shares of your business to the public. Before going public, your business needs to prove its value by performing well over time to attract investors.
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Useful Financial Metrics and Ratios 3
Financial Metrics 3: Profitability Index and Return on Assets can be used to analyze your financial performance. What is Profitability Index(PI)?
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