Resource Articles
Our Resource Center provides education on personal and business financial topics, information on online security and fraud prevention, and articles from leaders at Sunflower Bank.
For more resources, check out our Financial Glossary
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Is Your Business Financing Strategy Up-To-Date?
Many entrepreneurs don’t realize the importance of matching the type and maturity of their business with the size and structure of their business loans. Debt should be specific to your own growth plans and strategies, and we are here to help you find a plan that works best for you.
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How to Prepare an Effective Loan Proposal
When seeking a loan, the goal is to present the best possible business case in the form of a loan proposal. A well-developed loan proposal helps lenders understand the risks they face and improves your chances for loan approval.
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Different Types of Small Business Loans from Banks
Banks offer various small business loans: term loans, SBA loans, lines of credit, equipment loans, and commercial real estate loans. Each has specific benefits and requirements. Choose wisely.
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Find the Right Lender: Get Terms That Fit Company Needs
Taking the time to search for the right bank or lender may mean the difference between business success and failure.
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Different Types of Commercial Loans from Banks
Banks offer various commercial loans, including real estate loans, working capital loans, equipment financing, and SBA loans. Choose based on your business needs, loan amount, terms, and collateral.
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Lowering Debt
There are various methods you can use to help you live debt-free, such as debt consolidation, and DIY pay-off methods.
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Equipment Financing: How It Works, Pros, and Cons
Equipment financing allows businesses to buy equipment with loans, while leasing lets them rent. Financing offers ownership and tax benefits but higher upfront costs. Leasing provides flexibility but can be costlier long-term.
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Determining Your Capital Needs
The total of both capital and working capital is the amount required to operate your business. The key is to factor in capital needs and working capital needs to avoid business failure.
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Preparing to Raise Capital
The key to finding sources for capital is to plan ahead of anticipated needs and to develop an effective business plan.
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