Resource Articles
Our Resource Center provides education on personal and business financial topics, information on online security and fraud prevention, and articles from leaders at Sunflower Bank.
For more resources, check out our Financial Glossary
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Business - Financial Planning
How the IRS Determines Independent Contractor Status
If you hire people to perform functions for your company, the IRS could consider them as either employees or independent contractors.
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Business - Financial Planning
How to Prepare an Effective Loan Proposal
When seeking a loan, the goal is to present the best possible business case in the form of a loan proposal. A well-developed loan proposal helps lenders understand the risks they face and improves your chances for loan approval.
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Business - Financial Planning
How Your Business Can Benefit from ACH Payments
By using electronic payments through the Automated Clearing House allowing cash to flow in and out of the business more efficiently.
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Business - Financial Planning
Collateralized Financing: Using What You Got
A secured loan is backed by some form of collateral which reduces the risk for the lender. But tread lightly, you could lose it all if the loan isn’t repaid.
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Business - Financial Planning
Company Vehicles: Lease vs. Buy
If you need to purchase a company vehicle, you have two basic choices: Buy or lease.
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Business - Financial Planning
Business-to-Business Barter: I’ll Swap You This For That
It’s a simple concept: you provide a product or service in return for products and services of equal value. Neither business uses valuable cash.
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Business - Financial Planning
Cash Flow Management Best Practices for Small Businesses
Here are five best practices business owners can follow to ensure maximum success in their cash flow management.
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Business - Financial Planning
Business Valuation
Valuing a business requires objective analysis of past performance and subjective determinations about your industry and future prospects for your company.
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Business - Financial Planning
Cash Budgets
Budgets are short-term plans for how businesses will operate, how money will be spent, how income and revenue will be received.
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