Resource Articles
Our Resource Center provides education on personal and business financial topics, information on online security and fraud prevention, and articles from leaders at Sunflower Bank.
For more resources, check out our Financial Glossary
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Monitoring Your Monthly Spending
A spending worksheet can help you identify how you are currently spending your money and identify areas where you can reduce your spending.
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What Is A FICO Score and Why Is It Important?
Your FICO score is crucial, influencing financial opportunities. Understand its key factors, payment history, debt, and credit mix, and monitor it regularly.
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When Should You Dip into Your Emergency Fund?
An emergency fund is for unexpected, essential, and urgent expenses, like job loss or car repairs, not for planned or non-critical purchases.
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Calculating College Costs
In calculating the financial feasibility of college, be sure to take into account both direct and indirect costs, as well as eligibility for student loans or scholarships.
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Creditworthiness
The length of your credit history, paying bills on time, and your credit utilization ratio can all impact your creditworthiness and financial well-being.
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First Things You Should Do When You Get Your First Job
Start saving early, especially in retirement accounts like a 401(k). Create a strict spending plan to avoid financial pitfalls and secure your future.
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Tips for Maintaining Good Credit
Maintaining good credit requires ongoing effort: regularly review your credit report, use credit wisely, keep balances low, and limit new credit requests.
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Do You Have Enough to Retire?
Transitioning to retirement should incorporate both a measure of your financial assets and an assessment of what you will do in your retirement years.
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Health Savings Accounts: A Sensible Solution for High Healthcare Costs
HSAs offer tax advantages, lower premiums, and flexibility, making them a smart solution for managing rising healthcare costs.
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