Resource Articles
Our Resource Center provides education on personal and business financial topics, information on online security and fraud prevention, and articles from leaders at Sunflower Bank.
For more resources, check out our Financial Glossary
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Personal – Saving, Planning & Budgeting
The Importance of a Living Will and a Healthcare Proxy
Having a living will and healthcare proxy ensures your medical wishes are honored if you can’t speak for yourself, sparing loved ones from agonizing decisions.
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Personal – Saving, Planning & Budgeting
Monitoring Your Monthly Spending
A spending worksheet can help you identify how you are currently spending your money and identify areas where you can reduce your spending.
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Personal – Saving, Planning & Budgeting
Calculating College Costs
In calculating the financial feasibility of college, be sure to take into account both direct and indirect costs, as well as eligibility for student loans or scholarships.
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Personal – Saving, Planning & Budgeting
What Is A FICO Score and Why Is It Important?
Your FICO score is crucial, influencing financial opportunities. Understand its key factors, payment history, debt, and credit mix, and monitor it regularly.
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Personal – Saving, Planning & Budgeting
When Should You Dip into Your Emergency Fund?
An emergency fund is for unexpected, essential, and urgent expenses, like job loss or car repairs, not for planned or non-critical purchases.
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Personal – Saving, Planning & Budgeting
Creditworthiness
The length of your credit history, paying bills on time, and your credit utilization ratio can all impact your creditworthiness and financial well-being.
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Personal – Saving, Planning & Budgeting
Health Savings Accounts: A Sensible Solution for High Healthcare Costs
HSAs offer tax advantages, lower premiums, and flexibility, making them a smart solution for managing rising healthcare costs.
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Personal – Saving, Planning & Budgeting
First Things You Should Do When You Get Your First Job
Start saving early, especially in retirement accounts like a 401(k). Create a strict spending plan to avoid financial pitfalls and secure your future.
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Personal – Saving, Planning & Budgeting
Paying for College
Investing in college offers lifelong benefits; funding options like 529 plans, scholarships, and loans can ease costs and maximize value.
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