Resource Articles

Personal – Homebuying and Refinancing

What If Your Home Doesn't Appreciate in Value?

While it is true that sometimes a home does not appreciate due to the volatility of the real estate market, there are still many benefits to home ownership.

Read Full Story

Personal – Homebuying and Refinancing

The Smart Approach to Low Balling an Offer

Here are some ways to approach a seller and make a low ball offer without blowing the deal.

Read Full Story

Personal – Homebuying and Refinancing

Red Flags When Buying a Home

Before buying a home, inspect for foundation, electrical, and roof issues. Addressing these red flags is crucial for informed decisions.

Read Full Story

Personal – Homebuying and Refinancing

Understanding the Good Faith Estimate in Mortgages

Mortgage lenders are required by law to provide borrowers with a document called the Good Faith Estimate (GFE).

Read Full Story

Personal – Homebuying and Refinancing

The Importance of Fannie Mae and Freddie Mac

These two government sponsored entities hold or guarantee over $5 trillion in mortgages.

Read Full Story

Personal – Homebuying and Refinancing

To Lock Your Rate or Not to Lock Your Rate - Either Way, Be Prepared

It should prompt holders of ARMs to consider whether it is time to lock in their mortgage rates.

Read Full Story

Personal – Homebuying and Refinancing

Check out Fannie Mae and Freddie Mac Properties

Purchasing from Fannie Mae or Freddie Mac can help lower the costs of buying a house, from lower down payments to additional financing for repairs.

Read Full Story

Personal – Homebuying and Refinancing

Buyer's Agents

Buyer's agent works on your behalf and still, most likely, get compensated by the seller.

Read Full Story

Personal – Homebuying and Refinancing

Cash-Out Refinance? Don't Forget the PMI

PMI is generally required on a home loan with a balance of eighty percent or more of the value of the home.

Read Full Story