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Resource Articles
Our Resource Center provides education on personal and business financial topics, information on online security and fraud prevention, and articles from leaders at Sunflower Bank.
For more resources, check out our Financial Glossary
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Personal – Homebuying and Refinancing
Understand Prepayment Penalties Before Refinancing Your Mortgage
If you are shopping for a new mortgage, try to avoid mortgages that include prepayment penalties under any circumstances.
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Personal – Homebuying and Refinancing
All About Appraisals
A better of understanding estimating the value of a home also known as appraisal.
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Personal – Homebuying and Refinancing
Eliminate PMI
If you apply for PMI elimination, you will need a new appraisal and a solid mortgage payment history.
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Personal – Homebuying and Refinancing
Don't Get Flattened by the Refi Stampede
Be sure to follow these basic refinancing tips to ensure a quick rate lock and a smooth closing.
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Personal – Homebuying and Refinancing
Don't Forget to Review Homeowners Insurance
Don't overlook your homeowners' insurance after you renovate or make other improvements to be sure that it reflects the new value of your home.
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Personal – Homebuying and Refinancing
Do Your Refi Homework
Before you begin to search for a lender to refinance your home, do your homework to learn exactly what your borrowing limit is.
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Personal – Homebuying and Refinancing
Home Equity Loans - A Powerful Financial Tool
The equity you have in your home can be a powerful tool in managing your overall financial situation.
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Personal – Homebuying and Refinancing
Home Equity Lines of Credit
Understanding Home Equity Lines of Credit.
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Personal – Homebuying and Refinancing
First Mortgage Plus Second Mortgage = No PMI
Private mortgage insurance (PMI) covers the lender against borrower default.
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