Resource Articles

Our Resource Center provides education on personal and business financial topics, information on online security and fraud prevention, and articles from leaders at Sunflower Bank.

For more resources, check out our Financial Glossary

First-Time Homebuyer’s Steps to Success

Buying a home is no small task. In fact, it’s one of the biggest endeavors many folks will take on. Throw in the fact that you’re a first-time homebuyer, and it can feel daunting. But fear not. If you’re prepared and know what to expect, you can avoid a lot of stress and confusion.
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Upon Further Review 3Q 2023: The Current Situation of Valuation Dislocation

Financial markets have provided a smorgasbord of performance results across asset classes and indices through the first three quarters of 2023. It is against this backdrop that we focus this installment of Upon Further Review on equity relative valuations, multiple expansion, and market implications heading into 2024.
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Upon Further Review 2Q 2023: Inopinatum Expectus & Leading Economic Indicators

Looking back at the events that transpired across financial markets in the first half of 2023, we can’t help but think of an old Latin proverb: inopinatum expectus, or “expect the unexpected.” What might the 2H 2023 markets have in store? While difficult to predict, we believe the outcome may be informed by the topic of this quarter’s Upon Further Review installment: Leading Economic Indicators.
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Personal - Banking Products and Services

Benefits of a Certificate of Deposit (CD)

If you’re thinking about growing your money, a Certificate of Deposit (CD) is a great way to start.
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Personal - Security Center

Bank Jugging: What It Is and How to Stay Vigilant

Due to reports of “Bank Jugging” incidents in several states, we're sharing important information to help keep our customers and bank visitors safe.
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BusinessCommercialRealEstateIndustry

Navigating the Commercial Construction Lending Process

As we journey into 2022, the outlook for commercial real estate and construction looks strong. Businesses continue to rebound from the 2020 recession and look ahead at their needs for recovery and growth. From new start-ups to established companies, businesses of all shapes and sizes are discovering a need for new space. For many, this will mean obtaining a commercial construction loan to either build new or renovate an existing property.
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Business - Financial Planning

What to Know Regarding Section 179 Deductions

For many small- to medium-sized businesses, capital investments – such as new software or equipment – are the lynchpin for future growth. Fortunately, financing these crucial enhancements through a working capital or equipment loan is not as expensive as you may think. Tax deductions, including Internal Revenue Code Section 179, make capital investments more affordable.
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Personal – Saving, Planning & Budgeting

What Is Tax Withholding and Why Should I Care?

Although it may seem counterintuitive, you shouldn’t be hoping for a large tax return in April. Why? It means you’ve been giving up too much of your paycheck throughout the year instead of putting it in your pocket.
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Personal - Banking Products and Services

Optimize Your HSA for Maximum Benefits

With the cost of medical care increasing, we’re all on the hunt for ways to save. If you have a qualified High-Deductible Health Plan (HDHP), a Health Savings Account (HSA) can help you budget for, and save money on, health care expenses. So, how does an HSA savings account work, and how can you optimize your HSA? We’re sharing two simple steps to make the most of your HSA savings account.
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