Resource Articles
Our Resource Center provides education on personal and business financial topics, information on online security and fraud prevention, and articles from leaders at Sunflower Bank.
For more resources, check out our Financial Glossary
-
Personal – Homebuying and Refinancing
Reduce Your Monthly Mortgage Payments by Increasing Your Down Payment
The size of your mortgage payment depends on two factors the interest rate and how much you borrow
Read Full Story -
Personal – Saving, Planning & Budgeting
Should You Refinance Your Home Mortgage?
Refinancing your mortgage can save money, but requires careful analysis of costs and potential savings.
Read Full Story -
Business - Financial Planning
Partners and Investors: The Inside Story on Outside Investment
Business growth often requires outside funding. Partners usually provide some financial investment as well as obtain some stake in the company whereas an investor will usually just provide some funding.
Read Full Story -
Business - Small Business Ownership
Payroll and Payroll Taxes
Ask most small business owners what they struggle with most and they will say it is dealing with the complexity of managing payroll and payroll taxes.
Read Full Story -
Business - Financial Planning
Optimize Collection Efforts: Get What’s Coming To You
The key is to put in place a process that de-personalizes collection efforts while maximizing your ability to be paid on past due accounts.
Read Full Story -
Business - Security Center
Mobile Banking Security: Banks are in the Security Business
As a prudent smartphone user, it’s natural to wonder if your smartphone bank transactions are secure.
Read Full Story -
Business - Financial Planning
Online Banking: Choosing the Right Services for Your Business Needs
Every business has unique banking needs, so choose the right online banking solution for your company, large or small. Generally, there are two types of online services available: Online Banking, which includes basic features, and Online Banking for Businesses which includes additional features to simplify your business transactions.
Read Full Story -
Business – Starting & Transitioning
Keeping it in the Family
When a family unit overlaps with a business unit, it is not uncommon for the disharmony to spill over where it can become a disruptive force on the business and back at home. Determining what is important as a family and agreeing on values can shape the business mission in a way that all family members fully understand the stake they have in building a profitable business.
Read Full Story -
Business – Starting & Transitioning
Lay the Groundwork
Entrepreneurs launching new businesses must recognize and understand their own strong points and limitations to compete in a crowded market.
Read Full Story