Welcome to
Roseville, Douglas Blvd Sunflower Bank Mortgage Lending

I cannot recommend Jill Hinkey highly enough. Purchasing a home is stressful enough, but my transaction came with more than its fair share of challenges. Throughout the entire process, Jill was an absolute rock—knowledgeable, responsive, strategic, and incredibly patient. No matter what obstacle came our way, she found a solution and kept everything moving forward. What impressed me most was her communication. Jill was always available to answer questions, explain options, and provide reassurance when things felt overwhelming. She made a complicated process feel manageable and consistently went above and beyond to advocate for me every step of the way. Thanks to Jill's expertise, professionalism, and persistence, we were able to get the loan approved and close on my home. There were several moments where I truly don't think the transaction would have made it to the finish line without her dedication and problem-solving skills. If you're looking for a lender who genuinely cares about her clients, knows her craft inside and out, and will fight to get your deal done, Jill Hinkey is the person you want on your team.

Great job

Steve is the best of the best. I would recommend him to anyone looking for a loan. I do not have the word to describe the professionalism and knowledge he has to help you.

Steve is great! His experience, knowledge, and professionalism is second to none. I appreciate all his help.

Very professional and had a great experience working with Jill and Sunflower Bank.

Jill was recommended by the real estate agent representing us in the purchase of our home. Great recommendation. My wife and I spoke to other mortgage companies, but they only discussed loan particulars when we asked. Jill not only responded but consistently followed up with us as we progressed. And she answered the phone pretty much every time we called her direct. Sunflower Bank's rates and service were excellent. Including pushing to fund the loan for an early closing. Both my wife and I will call Jill first if we decide to purchase another home. We can't recommend her and Sunflower enough for their efforts.

Jill and her team were professional and friendly. Great to work with. They took us from start to finish in less than 3 weeks.

I’ve closed four or five financing deals with Jill over the past 15 years—including a home purchase, an investment property, a refinance, and most recently a HELOC—and that consistency says everything. She really listens, understands what you’re trying to accomplish, and helps you navigate the complexity in a way that actually makes sense. She becomes your go-to throughout the process—working across the entire organization, including underwriting and other decision-makers, as well as coordinating with the title company—so things stay aligned and don’t turn into a scramble. You’re not left guessing. It genuinely feels like she’s on your side, looking out for you. If you’ve dealt with the usual lender experience—bait-and-switch, upselling, or that “us vs. them” dynamic—this is completely different. Working with Jill and Sunflower Bank has been a really positive experience. If you’re considering financing and want someone who actually has your back, I highly recommend reaching out to Jill.

Outstanding communication, positive and realistic, creative and overall excellent! Great experience and would do business together again!

The Hinkey team and Sunflower were so easy to work with!