We’re excited to welcome all First Foundation Bank customers to Sunflower Bank’s accounts and services. Please access online banking portals through the Login box. For helpful information, please visit SunflowerBank.com/MergerUpdates.

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Gloria Tho-Lutz

VP, Private Banker

Orange County

Gloria Tho-Lutz has over 10 years of experience helping individuals and families navigate complex financial decisions and build long-term financial security.  She specializes in serving high-net-worth and multigenerational families, providing personalized guidance on wealth management, structured lending, cash management, and wealth preservation strategies.  Known for her proactive approach and commitment to exceptional service, Gloria is a trusted resource dedicated to helping clients achieve their goals and preserve their legacy.

Beyond her professional role, Gloria is actively involved in the community as a 360° Circle Member supporting Miracle for Kids, a nonprofit organization dedicated to assisting families with children facing life-threatening illnesses.  In her free time, she enjoys traveling, attending live music events, and spending quality time with her husband and two sons.