Andrew Waltner

Title: Mortgage Loan Originator

NMLS# 1641158

Location: Spokane, WA

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At Sunflower Bank, we do things differently than other home lenders. We believe that communication is key, so whether you’re a first-time homebuyer, or a seasoned homeowner looking to refinance, we make sure to walk you through every step of the process. We offer a variety of loan options from conventional, to government, to everything in between. Our comprehensive suite of lending options allows us to find you a product that best suits your financial needs.

We value your business, and you are definitely not just a number to us. We show this by servicing your loan from beginning to end – we don’t close a loan and pass off our clients to a third-party. In fact, Sunflower Bank keeps most loans in-house to completion. This person-to-person approach makes an impact.

Ready to get started? Contact me today! Creating possibility for our customers and putting them in their dream homes is what we do.

Down Payment Assistance

Did you know there are programs that can help you find funding for your down payment? We are proud to offer a range of national and state-specific Down Payment Assistance programs that can help turn your dreams of homeownership into reality. Click below to see if you are eligible. 
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My Mortgage App

My mortgage app makes it easy! Get your digital to-do list, access calculators, send documents securely and much more!

In just a few clicks you'll receive a text message with a custom download link to connect directly with me on the mobile app!
Get My Custom Mobile App Link

Calculators

Get help answering the big questions:
What will my monthly payments be? 
Can I save money by refinancing?
Should I keep renting or buy now? 

Visit our calculators for quick reference then contact us for specific guidance!
Check Out Our Calculators!

Finance Your Dream Home

Homebuying isn’t a one-mortgage-fits-all experience. That’s why Sunflower Bank offers a variety of home loan options to fit your goals and financial needs. Whether you’re looking to buy, build, or refinance, our expert loan originators will guide you through possible options to find the right solution for your homebuying needs.
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What My Customers Say

He was very helpful, knowledgeable, and made himself available to phone calls to answer all our questions.

McKay G

WA

Mar 22, 2026

Andrew is very knowledgeable and easy to work with. His communication is excellent and he is always prompt to respond to my questions. This is my second time working with Andrew and would definitely work with him again in the future.

Pamela B

WA

Mar 19, 2026

As a loan officer, Andrew did an excellent job in my last 2 property purchases in 2025 and the recent refinancing. I highly recommend him and the SunFlower Bank for loans.

Kishor S

WA

Feb 25, 2026

Andrew was pleasant to work with and helpful throughout the process, providing explanations and answering questions at each step.

Sean H

WA

Feb 17, 2026

Easy process from start to finish, very upfront and good with explanations of options.

Timothy H

WA

Jan 28, 2026

Andrew did a phenomenal job of guiding me through my home purchase. As someone with previous lending experience myself, he performed with diligence, follow up, and transparency that’s truly rare. Fantastic experience.

Jamison S

ID

Jan 11, 2026

Everything was easy to get done task laid out clear and considerate. Andrew was very nice and used his cell phone with mine to communicate and emails he was thorough and worked really hard on two deals for me and I really appreciated his work ethic I will definitely recommend him from now on he's great 5 stars

Brian L

OR

Dec 21, 2025

Helpful, professional, good communication & guidance throughout the process

Geraldine S

WA

Dec 20, 2025

Andrew went above and beyond to help me!! He's got more family now with me and mine, definitely gonna be working with him when purchasing my next piece of property.

Joshua K

WA

Nov 01, 2025

Andrew is a true friend who will always go above and beyond to help you find exactly what you need when financing a home. He has been a wealth of knowledge and an invaluable asset to the process of buying my first home. I couldnt recommend him and his associates highly enough. Sunflower bank made the experience seamless and easy to understand as you take every step. If you're looking for a painless home loan experience then the choice is clear, you need Andrew and Sunflower Bank.

Jacob M

WA

Aug 31, 2025