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Christine Munoz

Title: Mortgage Branch Manager

NMLS# 699785

Location: Santa Fe, NM

With over 20 years of industry experience, Christine brings a wealth of expertise and a commitment to excellence to the role of Mortgage Branch Manager for the Santa Fe Market. Known for a hands-on approach and a deep understanding of local real estate dynamics, Christine has successfully guided countless families and business owners through the complexities of financing their dreams.

Throughout her career, Christine has built a reputation for transparent communication, innovative problem-solving, and a dedication to personalized service. She works closely with clients to tailor mortgage solutions that not only meet their immediate needs but also support long-term financial stability and growth. 

When not working, Christine is actively involved in community initiatives that focus on financial literacy and housing affordability, reinforcing a career-long commitment to enhancing the well-being of the Santa Fe community.

Awards & Achievements

Sunflower Bank Petals of Prestige Logo

Petals of Prestige Award Recipient

2025 - Circle of Excellence Award

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My mortgage app makes it easy! Get your digital to-do list, access calculators, send documents securely and much more!

In just a few clicks you'll receive a text message with a custom download link to connect directly with me on the mobile app!
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Down Payment Assistance

Did you know there are programs that can help you find funding for your down payment? We are proud to offer a range of national and state-specific Down Payment Assistance programs that can help turn your dreams of homeownership into reality. Click below to see if you are eligible. 
Check Eligibility
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Calculators

Get help answering the big questions:
What will my monthly payments be? 
Can I save money by refinancing?
Should I keep renting or buy now? 

Visit our calculators for quick reference then contact us for specific guidance!
Check Out Our Calculators!

Finance Your Dream Home

Homebuying isn’t a one-mortgage-fits-all experience. That’s why Sunflower Bank offers a variety of home loan options to fit your goals and financial needs. Whether you’re looking to buy, build, or refinance, our expert loan originators will guide you through possible options to find the right solution for your homebuying needs.
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What My Customers Say

5 Star Rating
Great communication

Lindy M

NM

Aug 18, 2026

5 Star Rating
Christine has been so helpful in refinancing our house and getting set up to buy a new one. She has been very responsive and her communication is top notch. I would highly recommend SunFlower Bank!

Sarah F

NM

Aug 16, 2026

5 Star Rating
Christine had to take over from a broker who had left. She did a great job!

Jessica B

NM

Aug 14, 2026

5 Star Rating
Christine was very helpful and communicative with us after taking over for Kelly McReynolds. I very much enjoyed working with her.

Joseph M

NM

Aug 13, 2026

5 Star Rating
Christine was great. She walked us through many aspects of the loan and answered so many questions. I also appreciate how available she was to take questions.

Nicolas T

NM

Aug 06, 2026

5 Star Rating
Christine really went above and beyond to make this purchase seamless

Kristopher A

NM

Aug 03, 2026

5 Star Rating
Great person and very helpful. Kept us informed throughout the whole process

Robert L

NM

Jun 21, 2026

5 Star Rating
Very helpful, very knowledgeable and very friendly

Brian H

NM

Jun 18, 2026

5 Star Rating
Christine was the best. She is VERY experienced and was always there when we needed her. I would now bank with her no matter who she works for.

Jonathan W

NM

Jun 18, 2026

5 Star Rating
Professional, very good communication , kindness

Alfonso M

NM

Jun 16, 2026