Christine Munoz Mortgage Branch Manager  Santa Fe, NM Sunflower Bank

Christine Munoz

Title: Mortgage Branch Manager

NMLS# 699785

Location: Santa Fe, NM

With over 20 years of industry experience, Christine brings a wealth of expertise and a commitment to excellence to the role of Mortgage Branch Manager for the Santa Fe Market. Known for a hands-on approach and a deep understanding of local real estate dynamics, Christine has successfully guided countless families and business owners through the complexities of financing their dreams.

Throughout her career, Christine has built a reputation for transparent communication, innovative problem-solving, and a dedication to personalized service. She works closely with clients to tailor mortgage solutions that not only meet their immediate needs but also support long-term financial stability and growth. 

When not working, Christine is actively involved in community initiatives that focus on financial literacy and housing affordability, reinforcing a career-long commitment to enhancing the well-being of the Santa Fe community.

Start Your Homebuying Journey with Confidence

Family of 4 moving into home carrying boxes

Down Payment Assistance

Did you know there are programs that can help you find funding for your down payment? We are proud to offer a range of national and state-specific Down Payment Assistance programs that can help turn your dreams of homeownership into reality. Click below to see if you are eligible. 
Check Eligibility
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My Mortgage App

My mortgage app makes it easy! Get your digital to-do list, access calculators, send documents securely and much more!

In just a few clicks you'll receive a text message with a custom download link to connect directly with me on the mobile app!
Get My Custom Mobile App Link
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Calculators

Get help answering the big questions:
What will my monthly payments be? 
Can I save money by refinancing?
Should I keep renting or buy now? 

Visit our calculators for quick reference then contact us for specific guidance!
Check Out Our Calculators!

Finance Your Dream Home

Homebuying isn’t a one-mortgage-fits-all experience. That’s why Sunflower Bank offers a variety of home loan options to fit your goals and financial needs. Whether you’re looking to buy, build, or refinance, our expert loan originators will guide you through possible options to find the right solution for your homebuying needs.
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What My Customers Say

5 Star Rating
Christine and her team went above and beyond. I received an incredible amount of support that I would never have gotten if I went with a big name, national mortgage company. Communication was always prompt and thorough. I almost never had questions because the communication was so good, but if I did, I received a shockingly fast response. When problems came up, her team was ready and willing to find solutions.

Brittany

NM

June 15, 2025

5 Star Rating
clear And honest help throughout the whole process

Aniceto

NM

June 10, 2025

5 Star Rating
Good communication, even with some misunderstandings on my part and some weirdness with our transaction. She also went out of her way to make things work for our personal situation. Excellent job.

Devin

NM

June 03, 2025

5 Star Rating
Communication. Response. Clarity

Eric

NM

June 01, 2025

5 Star Rating
Very responsive and patient!

Katherine

NM

May 10, 2025

4 Star Rating
Liked the continued updates and quality of mortgage options made available.

Donald

NM

May 01, 2025

5 Star Rating
Christine was extremely communicative and we always knew what stage of the process we were in. It was reassuring to work with her through the closing process!

David

NM

April 24, 2025

5 Star Rating
The whole process was smooth, which is extra impressive given the extremely short time to close.

Michael

NM

April 19, 2025

5 Star Rating
The team was great! They worked fast and efficiently to make our house buying experience easy!

Jordan

NM

April 19, 2025

5 Star Rating
Low cost for lower interest rate yielding lower payments and saving lots of money over term. She made it easy.

Marvin

NM

April 17, 2025