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Cruz Ana Gamboa

Title: Mortgage Loan Originator

NMLS# 334747

Location: El Paso, TX

At Sunflower Bank, we do things differently than other home lenders. We believe that communication is key, so whether you’re a first-time homebuyer, or a seasoned homeowner looking to refinance, we make sure to walk you through every step of the process. We offer a variety of loan options from conventional, to government, to everything in between. Our comprehensive suite of lending options allows us to find you a product that best suits your financial needs.

We value your business, and you are definitely not just a number to us. We show this by servicing your loan from beginning to end – we don’t close a loan and pass off our clients to a third-party. In fact, Sunflower keeps most loans in-house to completion. This person-to-person approach makes an impact.

Ready to get started? Contact me today! Creating possibility for our customers and putting them in their dream homes is what we do.

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Get Pre-Qualified

My mortgage app makes it easy! Get your digital to-do list, access calculators, send documents securely and much more!

In just a few clicks you'll receive a text message with a custom download link to connect directly with me on the mobile app!
Get My Custom Mobile App Link
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Down Payment Assistance

Did you know there are programs that can help you find funding for your down payment? We are proud to offer a range of national and state-specific Down Payment Assistance programs that can help turn your dreams of homeownership into reality. Click below to see if you are eligible. 
Check Eligibility
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Calculators

Get help answering the big questions:
What will my monthly payments be? 
Can I save money by refinancing?
Should I keep renting or buy now? 

Visit our calculators for quick reference then contact us for specific guidance!
Check Out Our Calculators!

Finance Your Dream Home

Homebuying isn’t a one-mortgage-fits-all experience. That’s why Sunflower Bank offers a variety of home loan options to fit your goals and financial needs. Whether you’re looking to buy, build, or refinance, our expert loan originators will guide you through possible options to find the right solution for your homebuying needs.
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What My Customers Say

5 Star Rating
Excellent customer service, availability and support at anytime.

Timoteo R

TX

Aug 07, 2026

5 Star Rating
I had a wonderful experience working with Cruz Ana throughout the home-buying process. She was always responsive, patient, and took the time to answer all of my questions. She made what could have been a stressful experience much smoother by keeping me informed every step of the way. I truly appreciate her dedication, professionalism, and willingness to go the extra mile to help me become a homeowner. I highly recommend her to anyone looking for a knowledgeable and caring lender.

Emmanuel A

TX

Aug 05, 2026

5 Star Rating
She is the most committed person I have ever met. She would always answer our calls even if it was a weekend and at any time. She is very knowledgeable and would always make sure that we understood everything. She kept us very well informed and always worked with our schedule. We were very blessed to have her as our loan officer because we did not know nothing about getting a mortgage loan. She was very patient with us and always had a great attitude was very professional. We received nothing but outstanding customer service and professionalism from Miss Cruz Ana Gamboa.

Fernando P

TX

Aug 04, 2026

5 Star Rating
Agradeserles por todo un grupo muy professional y sobre todo muy amables .

Gerardo R

TX

Aug 04, 2026

5 Star Rating
La Sra. Cruz, ha sido muy professional, ha responded todas mis dudas y me ha apoyado en el todo lo que requerido con la mejor disposition.

Martha J

NM

Jul 23, 2026

5 Star Rating
La señora Cruz me apoyó en mi proceso de una manera excepcional. Estuvo en comunicación constante muy amablemente.

Martha J

NM

Jul 07, 2026

4.9 Star Rating
Nos trató muy bien nos ayudó bastante con el proceso si empre estubo atenta en todo

Manuel O

TX

Jun 16, 2026

4.9 Star Rating
She was great and made herself very available to us, especially when it came to any questions we had. We did our initial home loan and our refinance with her and she made the process very quick and easy.

Nestor G

TX

May 01, 2026

5 Star Rating
A super experienced and professional person, positive attitude and very helpful Thank you

Victor S

TX

Apr 22, 2026

5 Star Rating
Excelente en todo el proceso muchas gracias

Miguel F

TX

Apr 12, 2026