Dan Francis

Title: Mortgage Loan Originator

NMLS# 156058

Location: Scottsdale, AZ

With over 20 years in the mortgage industry, Dan Francis brings a wealth of experience to his role as a mortgage loan originator at Sunflower Bank. From branch manager to entrepreneur, Dan has done it all. He thrives on helping first-time homebuyers navigate the process, ensuring they feel confident every step of the way. 

“I love the purchase side of the mortgage business,” says Dan. “Especially when it comes to first-time homebuyers and guiding them through the process. I love seeing their excitement on getting into their own home.” 

Dan's customer-centric approach means constant communication, detailed explanations, and personalized loan options. If a client isn't quite ready for a mortgage, Dan provides a clear roadmap to qualification. 

Outside of work, Dan's all in—whether it's family time, volunteering, or pursuing his passions like working on cars and exploring the great outdoors. He's not just present; he's fully engaged, both in his career and in his life beyond it. 

Family of 4 moving into home carrying boxes

Down Payment Assistance

Did you know there are programs that can help you find funding for your down payment? We are proud to offer a range of national and state-specific Down Payment Assistance programs that can help turn your dreams of homeownership into reality. Click below to see if you are eligible. 
Check Eligibility
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My Mortgage App

My mortgage app makes it easy! Get your digital to-do list, access calculators, send documents securely and much more!

In just a few clicks you'll receive a text message with a custom download link to connect directly with me on the mobile app!
Get My Custom Mobile App Link
Calculator on table with pen and laptop

Calculators

Get help answering the big questions:
What will my monthly payments be? 
Can I save money by refinancing?
Should I keep renting or buy now? 

Visit our calculators for quick reference then contact us for specific guidance!
Check Out Our Calculators!

Finance Your Dream Home

Homebuying isn’t a one-mortgage-fits-all experience. That’s why Sunflower Bank offers a variety of home loan options to fit your goals and financial needs. Whether you’re looking to buy, build, or refinance, our expert loan originators will guide you through possible options to find the right solution for your homebuying needs.
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What My Customers Say

5 Star Rating
Dan was very helpful and made me feel like he genuinely cared about me and my family having success with our home purchase. He was great to work with.

Nathan E

AZ

Jun 09, 2026

5 Star Rating
Dan is a great communicator and worked with us from our first vision of what we thought we wanted and got us pre-qualified before even starting the process. He is super responsive, replied to our requests at all hours and even on weekends. Recommend Dan highly to anyone looking for a great financing option!

Jason B

FL

Jun 07, 2026

5 Star Rating
Dan was excellent and went above and beyond. He got us pre-approved quickly, and was very responsive when we had questions.

Jacqueline N

AZ

Jun 07, 2026

5 Star Rating
Dan and his team are fantastic. They go above and beyond with everything they can do to make it a smooth transaction! They are professional, friendly, and communicate every step of the way. I highly recommend him and his team.

Ann C

AZ

May 09, 2026

5 Star Rating
He’s the best!!

Brooklynn D

AZ

May 03, 2026

5 Star Rating
Dan was very helpful & honest

Chad S

AZ

Apr 26, 2026

4.7 Star Rating
Great at communicating and explaining the processes involved. Also willing to answer dumb questions!!

Charlie N

AZ

Mar 04, 2026

4.7 Star Rating
Dan was easy to work with, he answered questions in a very timely manner. If we were confused about anything he was able to answer them easily for us.

Alexander P

AZ

Mar 01, 2026

5 Star Rating
Dan is as professional as it gets ! Simplifys things and an absolute smooth process from start to finish! I’ll be using him for every mortgage I get in the future ! 10/10

Justyn M

AZ

Feb 25, 2026

5 Star Rating
Dan was super quick on everything we needed. We always seemed to be a bit ahead of schedule. He also answered every question I had for him and did it in a timely manner.

Tyler H

AZ

Feb 22, 2026