Dan Francis

Title: Mortgage Loan Originator

NMLS# 156058

Location: Scottsdale, AZ

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With over 20 years in the mortgage industry, Dan Francis brings a wealth of experience to his role as a mortgage loan originator at Sunflower Bank. From branch manager to entrepreneur, Dan has done it all. He thrives on helping first-time homebuyers navigate the process, ensuring they feel confident every step of the way. 

“I love the purchase side of the mortgage business,” says Dan. “Especially when it comes to first-time homebuyers and guiding them through the process. I love seeing their excitement on getting into their own home.” 

Dan's customer-centric approach means constant communication, detailed explanations, and personalized loan options. If a client isn't quite ready for a mortgage, Dan provides a clear roadmap to qualification. 

Outside of work, Dan's all in—whether it's family time, volunteering, or pursuing his passions like working on cars and exploring the great outdoors. He's not just present; he's fully engaged, both in his career and in his life beyond it. 

Down Payment Assistance

Did you know there are programs that can help you find funding for your down payment? We are proud to offer a range of national and state-specific Down Payment Assistance programs that can help turn your dreams of homeownership into reality. Click below to see if you are eligible. 
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My Mortgage App

My mortgage app makes it easy! Get your digital to-do list, access calculators, send documents securely and much more!

In just a few clicks you'll receive a text message with a custom download link to connect directly with me on the mobile app!
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Calculators

Get help answering the big questions:
What will my monthly payments be? 
Can I save money by refinancing?
Should I keep renting or buy now? 

Visit our calculators for quick reference then contact us for specific guidance!
Check Out Our Calculators!

Finance Your Dream Home

Homebuying isn’t a one-mortgage-fits-all experience. That’s why Sunflower Bank offers a variety of home loan options to fit your goals and financial needs. Whether you’re looking to buy, build, or refinance, our expert loan originators will guide you through possible options to find the right solution for your homebuying needs.
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What My Customers Say

Great at communicating and explaining the processes involved. Also willing to answer dumb questions!!

Charlie N

AZ

Mar 04, 2026

Dan was easy to work with, he answered questions in a very timely manner. If we were confused about anything he was able to answer them easily for us.

Alexander P

AZ

Mar 01, 2026

Dan is as professional as it gets ! Simplifys things and an absolute smooth process from start to finish! I’ll be using him for every mortgage I get in the future ! 10/10

Justyn M

AZ

Feb 25, 2026

Dan was super quick on everything we needed. We always seemed to be a bit ahead of schedule. He also answered every question I had for him and did it in a timely manner.

Tyler H

AZ

Feb 22, 2026

My family's financial situation is a unique one to say the least. When other lenders disappeared, Dan with Sunflower was there for the long haul. It was no easy task, but Dan made it easy, he smoothed things out as needed. Buying a home is stressful, but working with Dan made it a smooth purchase. We are very happy with all the daily calls/emails/support. Never leaving us wondering, but always taking time to keep us informed. We are very happy with our experience buying a home with Dan and Sunflower Bank. Thank you all!

Cynthia H

AZ

Jan 29, 2026

I can't say enough good things about Dan and his team at Sunflower Bank. Let’s be honest, the lending process can usually feel like a headache, but these guys actually made it easy. They were always on point and, more importantly, they kept me ahead of the game by making sure I knew exactly what my next steps were. I never had to wonder where we stood. I’ve already been telling people about them, and I’d recommend them to anyone 100%. If you want a team that actually stays on top of things, this is it.

Gilbert H

AZ

Jan 27, 2026

Great experience. Made the whole process simple and was there for any questions.

Martin D

AZ

Jan 20, 2026

Dan was patient and amazing at helping me through the entire process! He was so helpful with scenarios, and available options.

Darcy A

AZ

Nov 25, 2025

Dan is an exceptional loan officer, along with his outstanding team. Every step of the way he kept us informed in a very timely manner. Always pleasant, knowable, and attentive to all our questions along the way. If you are looking for home financing Dan is your guy!

William C

AZ

Nov 03, 2025

Dan was amazing throughout the whole process. He made sure everything was clearly explained and always answered any questions we had. He helped us through every step and we are very blessed to have worked with him. We will be recommending Dan to everyone we know!

Melisa H

AZ

Oct 26, 2025