Garrett Townsend

Title: Mortgage Loan Originator

NMLS# 378596

Location: Greenwood Village, CO

With 26 years of experience in the mortgage industry, Garrett Townsend has built a reputation for delivering exceptional service, personalized solutions, and results that help his clients build lasting wealth. His passion for real estate stems from a desire to help others create financial stability and generational wealth through homeownership.

Garrett attended Louisiana State University and has spent his entire career in customer-focused roles. His commitment to excellence has earned him repeated recognition, including being named a Five Star Mortgage Professional for 11 consecutive years and ranking among the Scotsman Guide’s Top 1% Originators.

Garrett approaches every client interaction with the goal of providing the best mortgage experience they’ve ever had. He leads with integrity, listens with intention, and consistently delivers top-tier results — regardless of the loan size. His clients become long-term partners, not just closed files.

Rooted in faith and driven by purpose, Garrett believes each person is built for greatness. His philosophy is about showing up, working hard, and making a meaningful difference. Whether he's helping clients, mentoring others, or leading in his community, he operates at a high level with the mindset of service and legacy.

Outside of work, Garrett enjoys spending time with his family, golfing, and bow hunting during the season. He brings the same focus, discipline, and passion to his personal life that he brings to every mortgage transaction.

Awards & Achievements

Sunflower Bank Petals of Prestige Logo

Petals of Prestige Award Recipient

2025 - Circle of Excellence Award

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Down Payment Assistance

Did you know there are programs that can help you find funding for your down payment? We are proud to offer a range of national and state-specific Down Payment Assistance programs that can help turn your dreams of homeownership into reality. Click below to see if you are eligible. 
Check Eligibility
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My Mortgage App

My mortgage app makes it easy! Get your digital to-do list, access calculators, send documents securely and much more!

In just a few clicks you'll receive a text message with a custom download link to connect directly with me on the mobile app!
Get My Custom Mobile App Link
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Calculators

Get help answering the big questions:
What will my monthly payments be? 
Can I save money by refinancing?
Should I keep renting or buy now? 

Visit our calculators for quick reference then contact us for specific guidance!
Check Out Our Calculators!

Finance Your Dream Home

Homebuying isn’t a one-mortgage-fits-all experience. That’s why Sunflower Bank offers a variety of home loan options to fit your goals and financial needs. Whether you’re looking to buy, build, or refinance, our expert loan originators will guide you through possible options to find the right solution for your homebuying needs.
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What My Customers Say

5 Star Rating
Garrett and his team were a dream come true the whole way through—from educating us on every aspect of the home buying lender process to consulting us on our best financial options. We were on a bit of a time crunch to buy and we weren’t even sure if it was something we could afford right now. But we met with Garrett and he showed us several ways we could make it happen. He was super friendly, clear and communicative, extremely thorough, quick on turnaround times, and made the whole process smooth and seamless. We could not be happier with our experience at Sunflower Bank and working with Garrett. We never had any doubts along the way. Lender for life material.

Sandy M

CO

Mar 20, 2026

5 Star Rating
It went very smooth! Any question had was quickly answered and communication was kept throughout. The team worked well together making sure everything was done on all parts in time.

George L

CO

Mar 18, 2026

5 Star Rating
The whole team was professional every step of the way, communicated well, worked well together, are respected in the mortgage community, and were helpful in getting me the best product at the best price. I will highly recommend!

Wenda H

CO

Mar 14, 2026

5 Star Rating
I had great communication with both Garret and his processor Azlee. I also got a great investor rate through their Community Reinvestment Act program.

Shelley B

CO

Feb 28, 2026

5 Star Rating
East from start to finish. Excellent group to work with.

Theresa C

CO

Feb 25, 2026

5 Star Rating
Garrett was so knowledgeable and helpful throughout the entire process of my loan! He was strategic and dedicated in putting me in the best financial situation while helping my achieve the goal of a home purchase! could not recommend him enough.

Chelsea M

CO

Feb 19, 2026

5 Star Rating
I had a great experience working with Garrett Townsend and Sunflower Bank throughout my home financing process. From start to finish, Garrett provided constant support and demonstrated an exceptional level of patience. Every step was thoroughly explained in a clear and understandable way, which made the entire process feel far less stressful. I always felt informed, supported, and confident in the decisions being made. I would highly recommend Garrett Townsend and Sunflower Bank to anyone looking for knowledgeable, reliable, and attentive home financing support.

Beatriz F

AZ

Feb 09, 2026

5 Star Rating
Garrett and Sunflower Mortgage were very informative, professional, transparent and honest about my particular portfolio and business of procuring the best home loan possible. Which I did get - a very great loan at a great loan percentage rate. I would recommend Garrett and Sunflower Mortgage to anyone who wants to work with a banker that will fully service your home mortgage loan both during and after your loan comes to fruition.

Melanie H

CO

Dec 27, 2025

5 Star Rating
Love working with Garrett Townsend and his team they make everything quick and easy and are so very helpful!

Kaaren K

CO

Nov 12, 2025