Jay Affleck

Title: Mortgage Regional Sales Manager, VP

NMLS# 449685

Location: Spokane, WA

Jay Affleck brings nearly 20 years of industry expertise to his role as Regional Sales Manager at Sunflower Bank. He is passionate about helping clients make good financial decisions. Jay says, “I help identify what’s important to each borrower instead of just recommending whatever is ‘standard.’ Each client has unique goals and there are different loans that can help accomplish those dreams.”
 
Jay specializes in all purchases, refinances, and Construction Loans. He continues, “I take a personalized approach. Twenty years of experience with mortgages gives me insight and, ultimately, my clients are the ones who benefit.” When he’s not at work, Jay can be found spending time with his wife, Amanda, and their dog, Kirby.

Awards & Achievements

Sunflower Bank Petals of Prestige Logo

Petals of Prestige Award Recipient

2025 - Leadership Mastery Award

Family of 4 moving into home carrying boxes

Down Payment Assistance

Did you know there are programs that can help you find funding for your down payment? We are proud to offer a range of national and state-specific Down Payment Assistance programs that can help turn your dreams of homeownership into reality. Click below to see if you are eligible. 
Check Eligibility
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My Mortgage App

My mortgage app makes it easy! Get your digital to-do list, access calculators, send documents securely and much more!

In just a few clicks you'll receive a text message with a custom download link to connect directly with me on the mobile app!
Get My Custom Mobile App Link
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Calculators

Get help answering the big questions:
What will my monthly payments be? 
Can I save money by refinancing?
Should I keep renting or buy now? 

Visit our calculators for quick reference then contact us for specific guidance!
Check Out Our Calculators!

Finance Your Dream Home

Homebuying isn’t a one-mortgage-fits-all experience. That’s why Sunflower Bank offers a variety of home loan options to fit your goals and financial needs. Whether you’re looking to buy, build, or refinance, our expert loan originators will guide you through possible options to find the right solution for your homebuying needs.
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What My Customers Say

4.9 Star Rating
Been working with Jay for many years on multiple transactions and he and his team are incredibly responsive and make the process as simple and efficient as possible.

Brandon F

WA

Feb 12, 2026

5 Star Rating
Pro

Nathan S

WA

Nov 12, 2025

5 Star Rating
Informative, prompt, attentive to personal priorities, a listener, and makes a big deal comfortable.

Jason P

WA

Nov 01, 2025

4.7 Star Rating
Jay Affleck was so great to work with. He was said what he was going to do and did what he said. I never felt like I was being sold to or convinced, just shown the right information in the right way to help me make the right decision. Highly recommend working with Jay!

Jonathan G

WA

Oct 30, 2025

5 Star Rating
Jay was very easy to work with. Always was prompt at answering a question or returning a phone call. We would highly recommend Jay and Sunflower Bank

Francis S

AZ

Sep 26, 2025

5 Star Rating
Jay is amazing! He can work magic in the financing process and he know how to get stuff done! I recommend him 100%.

Matthew D

WA

Aug 26, 2025