Jeannie Smith

Title: Mortgage Loan Originator

NMLS# 454548

Location: Plano, TX

With 15 years of experience in the mortgage industry and a prior career as a Financial Analyst at Lockheed Martin and a Senior Account Executive in Experiential Marketing, Jeannie Smith brings a rare blend of financial acumen, strategic insight, and client-focused service to every loan transaction.

Jeannie is known for her ability to create a smooth, predictable mortgage process—free of surprises at closing. Whether working with first-time homebuyers or seasoned investors, she provides smart financial solutions and sets clear expectations from the start. Her expertise spans traditional and portfolio Jumbo, 1X or 2X Construction, DSCR, Bank Statement, VA, Conventional and FHA loan products.  

Clients and referral partners trust Jeannie for her tenacity, problem-solving skills, and commitment to on-time closings. Her white-glove approach ensures every stakeholder receives exceptional service, consistent communication, and a seamless experience. Jeannie’s mission is simple: eliminate uncertainty and deliver excellence. 

What really sets Jeannie apart? Her drive to win for her clients, her attention to detail, and her commitment to on-time closings—every time.

Jeannie holds a Bachelor of Science in Financial and Marketing Management from Florida Southern College. Outside of work, she enjoys gardening, mission work in Cuba and Jamaica, and spending time with her husband Mike and their two beloved fur babies.

Smith Team Mission Statement and Brand Promise

  1. Our promise to all stakeholders on the loan transaction is to provide a smooth, predictable, on-time closing every time.
  2. We eliminate uncertainty related to mortgage financing because uncertainty causes concern for all parties involved on the loan.
  3. We consistently communicate professionally and effectively.
  4. We set clear expectations with stakeholders, borrowers, colleagues, and hold each other accountable.
  5. We keep our word, deliver updates quickly, and always have a solution before communicating a loan challenge.
  6. We give white-glove concierge service to all stakeholders and borrowers on the loan so that they are compelled to refer family, friends, and colleagues.

Awards & Achievements

Awards & Accolades

  1. Five Star Mortgage Professional (Texas Monthly)
  2. Texas Business Leader (Forbes)
  3. Best Mortgage Professional (D Magazine)

Sunflower Bank Petals of Prestige Logo

Petals of Prestige Award Recipient

2025 - Circle of Excellence Award


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Down Payment Assistance

Did you know there are programs that can help you find funding for your down payment? We are proud to offer a range of national and state-specific Down Payment Assistance programs that can help turn your dreams of homeownership into reality. Click below to see if you are eligible. 
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Calculators

Get help answering the big questions:
What will my monthly payments be? 
Can I save money by refinancing?
Should I keep renting or buy now? 

Visit our calculators for quick reference then contact us for specific guidance!
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Finance Your Dream Home

Homebuying isn’t a one-mortgage-fits-all experience. That’s why Sunflower Bank offers a variety of home loan options to fit your goals and financial needs. Whether you’re looking to buy, build, or refinance, our expert loan originators will guide you through possible options to find the right solution for your homebuying needs.
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What My Customers Say

5 Star Rating
Very happy and satisfied with the service provided will definitely use again and recommend 100%

Alma M

TX

Mar 27, 2026

5 Star Rating
The nicest most responsive and knowledgeable mortgage associate. Enjoyed the experience with Jeannie and would do it again when rates go down.

Thomas R

TX

Mar 11, 2026

5 Star Rating
Excellent all the way through the whole process

Rich C

TX

Dec 22, 2025

5 Star Rating
Jeannie is not only great at her job but she goes beyond that by sharing her knowledge and setting realistic expectations.

TX

Dec 06, 2025

5 Star Rating
Very professional, knowledgeable, and accommodating. Jeannie and her team were a delight to work with

Josh S

TX

Dec 03, 2025

5 Star Rating
It was wonderful. Jeannie and her colleagues were communicative and walked us through every step.

Sarah M

TX

Oct 31, 2025

5 Star Rating
WE HAD An AWESOME EXPERIENCE, IT WAS EASY WITH JEANNIE WHOLE TEAM, EVERYONE WAS VERY SWEET AND GUIDE TITO AND ME THROUGH EVERYSTEP.WILL DEFINITELY RECOMMEND ANYONE TO WORK WITH JEANNIE TEAM.

Tomas S

TX

Oct 28, 2025

5 Star Rating
Jeannie Smith is the absolute best! She communicates so well. We knew exactly what was needed and when. She explained everything and always asked if we had questions or needed anything. I highly recommend Jeannie!!!!

Kristen W

TX

Sep 16, 2025

5 Star Rating
Very friendly and knowledgeable

Kim G

TX

Sep 14, 2025