John Minin

Title: Mortgage Loan Originator

NMLS# 462991

Location: Sugar Land, TX

John Minin has spent his career helping customers achieve their goals of homeownership. After graduating from George Mason University, he joined one of the Southeast's leading mortgage banking and insurance companies. Having spent more than four decades in the mortgage industry, John now leads his customers and lending team as a Senior Mortgage Loan Originator with Sunflower Bank. 

“Every family and customer I work with is unique,” says John. “Each has their own background, experiences, and needs. I enjoy getting to know and interact with each one of them.” 

John believes that you get what you give and only get out what you put in. His customers appreciate his approachable nature and listening skills. With an understanding of his customers’ needs, John provides education and guidance on loan options so that customers can make the best decision for themselves and their families. 

John’s love of sports runs deep. He’s an overall sports fanatic but especially loves baseball. When he’s not working, you’ll find him visiting different ballparks, golfing, or fishing.
 

Family of 4 moving into home carrying boxes

Down Payment Assistance

Did you know there are programs that can help you find funding for your down payment? We are proud to offer a range of national and state-specific Down Payment Assistance programs that can help turn your dreams of homeownership into reality. Click below to see if you are eligible. 
Check Eligibility
Woman holding phone and smiling

My Mortgage App

My mortgage app makes it easy! Get your digital to-do list, access calculators, send documents securely and much more!

In just a few clicks you'll receive a text message with a custom download link to connect directly with me on the mobile app!
Get My Custom Mobile App Link
Calculator on table with pen and laptop

Calculators

Get help answering the big questions:
What will my monthly payments be? 
Can I save money by refinancing?
Should I keep renting or buy now? 

Visit our calculators for quick reference then contact us for specific guidance!
Check Out Our Calculators!

Finance Your Dream Home

Homebuying isn’t a one-mortgage-fits-all experience. That’s why Sunflower Bank offers a variety of home loan options to fit your goals and financial needs. Whether you’re looking to buy, build, or refinance, our expert loan originators will guide you through possible options to find the right solution for your homebuying needs.
Home

What My Customers Say

5 Star Rating
Well knowledgeable about the business. Is quick to respond on any concerns in a timely manner.

Ronald M

TX

Mar 30, 2026

5 Star Rating
Great, he helped me a lot , without is help I wouldn't had the possibility of getting the best deal I had and the extra help I had from him. Thank You

Paulo D

TX

Mar 21, 2026

5 Star Rating
Best LO in Sugar Land. Always profesional, looks out for borrowers best interest .

Erika C

TX

Mar 03, 2026

5 Star Rating
John was extremely helpful in assisting our first home buying venture. He gave wonderful advice, always answered in a timely manner, and kept everything well organized and moving along. I would 100% recommend him to anyone. I’m thankful he was recommended to me.

Kaylee M

TX

Feb 26, 2026

5 Star Rating
This is my second home with John, it's alway been a pleasure working with him where ever he goes.

Steven W

TX

Feb 16, 2026

5 Star Rating
My wife and I were very comfortable with Mr. John Minin from the onset of our phone call. John demonstrated customer care. John provided a presentation on what is required, and should we qualify, what Sunflower Bank can provide should we elect a Conventional or VA loan. Mr. Minin is an excellent representative of Sunflower Bank. Please thank Mr. Minin for his service.

Dee Dee C

TX

Oct 16, 2025

5 Star Rating
John is an experienced professional and easy to work with. He communicates relevant information clearly on a timely and consistent basis. This was our second time working with him, and we highly recommend him without hesitation.

Stanley G

HI

Oct 05, 2025

5 Star Rating
He is very knowledgeable, courteous, intelligent and helpful. He answers questions & explains in detail.

Delores B

TX

Sep 26, 2025

5 Star Rating
I would say our experience was awesome, He answered all our questions, returned phone calls. He did wonderful getting financing out home. The whole experience was awesome,

Kenneth P

TX

Aug 30, 2025

5 Star Rating
John was very helpful through the whole process, If i ever had a question or concern he was there to help me answer any question I had.

Aaron O

TX

Aug 18, 2025