Kellie M. Sanford

Title: Mortgage Loan Originator

NMLS# 2647768

Location: Coeur d'Alene, ID

Kellie M. Sanford brings 28 years of combined experience in lending and escrow, including five years in mortgage lending and twenty-three years as an Escrow Officer. Her extensive background gives her a deep understanding of the full loan and closing process, allowing her to guide clients with confidence and clarity. Kellie chose this career path simply because she loves helping people, and that passion continues to drive the level of service she provides today.

Kellie is known for her reliability, accessibility, and willingness to go above and beyond for her clients. She makes herself available whenever needed and is dedicated to doing whatever it takes to help a loan close smoothly. Whether she is answering questions, coordinating details, or assisting with conference calls, she brings a patient and proactive approach to every transaction. She holds a two-year degree from NIC and believes that honest communication and genuine care are essential to a positive lending experience.

Outside of work, Kellie enjoys being outdoors and staying active, especially when the weather is warm. She loves spending time with her family and cherishes every moment with her grandkids.

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Down Payment Assistance

Did you know there are programs that can help you find funding for your down payment? We are proud to offer a range of national and state-specific Down Payment Assistance programs that can help turn your dreams of homeownership into reality. Click below to see if you are eligible. 
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My Mortgage App

My mortgage app makes it easy! Get your digital to-do list, access calculators, send documents securely and much more!

In just a few clicks you'll receive a text message with a custom download link to connect directly with me on the mobile app!
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Calculators

Get help answering the big questions:
What will my monthly payments be? 
Can I save money by refinancing?
Should I keep renting or buy now? 

Visit our calculators for quick reference then contact us for specific guidance!
Check Out Our Calculators!

Finance Your Dream Home

Homebuying isn’t a one-mortgage-fits-all experience. That’s why Sunflower Bank offers a variety of home loan options to fit your goals and financial needs. Whether you’re looking to buy, build, or refinance, our expert loan originators will guide you through possible options to find the right solution for your homebuying needs.
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What My Customers Say

5 Star Rating
Kellie was amazing to work with. She made the whole process so easy and seamless. She was available morning or night for all of my questions. She cares about her clients and the work she does. I will definitely be recommending her to my friends and family!

Jenifer S

ID

Feb 26, 2026