Mortgage Customers:Please note that you may receive your Escrow Analysis twice - once as a standalone document and again bundled with your Year-End Statements. The Escrow Analysis statements are identical, and no further action is required by you.

Kelly McReynolds

Title: Mortgage Loan Originator

NMLS# 1480497

Location: Santa Fe / Los Alamos, NM

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Kelly McReynolds joined Sunflower Bank in 2018 as a mortgage loan originator in our Santa Fe office. She brings a dedicated, fun-loving, go-getter attitude and more than ten years in sales and customer service. She is a valuable addition to our team and takes pride in providing a WOW customer experience by counseling and guiding clients toward the best loan program for their short and long-term financial success.

Kelly feels that one size does not fit all and it is important to listen, understand and provide individualized assistance to clients based on their goals and financial needs. By doing this, she creates lasting relationships built on trust and honesty. Kelly joined Sunflower because “Sunflower Bank provides an above and beyond customer experience not only during the mortgage process-but through their best-in-class servicing during the life of most loans.”

Kelly lives her life with joy and gratitude in and outside the office. When not helping our New Mexico market grow and expand, Kelly has a passion for history, culture, and the arts. A Santa Fe native, she enjoys traveling, visiting museums and galleries as well as spending quality time with friends and family.
 

MLO Success Stories featuring Kelly McReynolds

"Leading MLO in Santa Fe and Los Alamos, Making Dreams of Homeownership a Reality"

READ FULL STORY
 

Awards & Achievements

Sunflower Bank Petals of Prestige Logo

Petals of Prestige Award Recipient

2025 - The Pinnacle Club

President's Club

Guardian's President's Club Recipient

2021, 2023 & 2024

Down Payment Assistance

Did you know there are programs that can help you find funding for your down payment? We are proud to offer a range of national and state-specific Down Payment Assistance programs that can help turn your dreams of homeownership into reality. Click below to see if you are eligible. 
Check Eligibility

My Mortgage App

My mortgage app makes it easy! Get your digital to-do list, access calculators, send documents securely and much more!

In just a few clicks you'll receive a text message with a custom download link to connect directly with me on the mobile app!
Get My Custom Mobile App Link

Calculators

Get help answering the big questions:
What will my monthly payments be? 
Can I save money by refinancing?
Should I keep renting or buy now? 

Visit our calculators for quick reference then contact us for specific guidance!
Check Out Our Calculators!

Finance Your Dream Home

Homebuying isn’t a one-mortgage-fits-all experience. That’s why Sunflower Bank offers a variety of home loan options to fit your goals and financial needs. Whether you’re looking to buy, build, or refinance, our expert loan originators will guide you through possible options to find the right solution for your homebuying needs.
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What My Customers Say

Friendly, local, and vwry knowlegable

Christopher C

NM

Mar 10, 2026

Kelly and Sunflower bank did an excellent job providing professional service throughout every step of the loan process. They went above and beyond to create a seamless loan experience. We highly recommend them.

James L

NM

Mar 06, 2026

Kelly was absolutely great to work with! She answered all of our questions, made herself available for calls whenever needed, and truly cared about us and our best interest from our first text messages to closing. I've already recommended Kelly to a colleague.

Michael K

NM

Mar 03, 2026

Kelly was very responsive to emails and phone calls. She explained the process cogently and displayed lots of flexibility when processing my second loan application when my first home purchase fell through. She was a joy to work with.

Mai N

NM

Feb 18, 2026

Kelly is really amazing, knowledgeable and smart. Fun to work with too. She stays on top of all the loan info and all people involved. Kelly really makes an effort to ensure you get the best interest rate possible too.

Sheila D

NM

Feb 17, 2026

Kelly was very responsive and a pleasure to work with throughout the entire process!

Rebecca P

NM

Feb 17, 2026

The best. Kind, knowledgeable, and made the whole transaction so easy.

Joel L

NM

Jan 30, 2026

Kelly McReynolds was super helpful throughout the entire process. She offered information on various options for financing a home purchase, provided info on the home buying process and folks roles in the process. She readily answered our questions so that we could make informed decisions.

Mary L

NM

Jan 21, 2026