Lacy Baker

Title: Mortgage Loan Originator

NMLS# 1100076

Location: Meridian, ID

Lacy Baker brings nearly twenty years of financial industry experience to her work in mortgage lending. With a long-standing background in lending, client relationships, and financial wellness, she offers clients a well rounded and knowledgeable approach to securing the home financing that fits their needs. Lacy also holds Series 6 and 63 investment licenses, giving her an additional level of insight as she helps clients make informed financial decisions.

Lacy chose this career path because homeownership is deeply meaningful to her. She is passionate about helping people find loan solutions that support their goals and give them the opportunity to build stability, memories, and a future in a home they love. She is known for tailoring loan options to each client, communicating clearly, and making herself available so the process feels smooth and supportive from start to finish.

Her philosophy centers on growth and possibility. She believes that if you never try, you will always fail, and that life is richer when you are actively chasing your dreams.

Outside of work, Lacy enjoys spending time with her partner and their three children. She loves traveling, attending concerts, hosting events as a Saturday market owner, and running popup events through her crystal boutique.

Family of 4 moving into home carrying boxes

Down Payment Assistance

Did you know there are programs that can help you find funding for your down payment? We are proud to offer a range of national and state-specific Down Payment Assistance programs that can help turn your dreams of homeownership into reality. Click below to see if you are eligible. 
Check Eligibility
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My Mortgage App

My mortgage app makes it easy! Get your digital to-do list, access calculators, send documents securely and much more!

In just a few clicks you'll receive a text message with a custom download link to connect directly with me on the mobile app!
Get My Custom Mobile App Link
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Calculators

Get help answering the big questions:
What will my monthly payments be? 
Can I save money by refinancing?
Should I keep renting or buy now? 

Visit our calculators for quick reference then contact us for specific guidance!
Check Out Our Calculators!

Finance Your Dream Home

Homebuying isn’t a one-mortgage-fits-all experience. That’s why Sunflower Bank offers a variety of home loan options to fit your goals and financial needs. Whether you’re looking to buy, build, or refinance, our expert loan originators will guide you through possible options to find the right solution for your homebuying needs.
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