Lisa Munoz

Title: Mortgage Loan Originator

NMLS# 1101047

Location: Santa Fe, NM

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With over 20 years of experience in both residential and commercial mortgage lending, Lisa A. Munoz brings a deep well of knowledge, integrity, and dedication to her clients and colleagues. Backed by a Bachelor’s degree in Business and a strong commitment to service, Lisa is known for her leadership, collaborative spirit, and unwavering investment in the community she calls home.

Lisa takes pride in building lasting relationships—whether it’s helping clients navigate the home loan process or supporting her team with empathy and accountability. She believes in creating meaningful connections and delivering personalized solutions that meet each client's unique needs.

A proud resident of Santa Fe, New Mexico for more than 27 years, Lisa enjoys the rich culture and beauty of the region alongside her husband and their four children. She values every opportunity to engage with her community and believes in making the most of each moment—both personally and professionally.

Down Payment Assistance

Did you know there are programs that can help you find funding for your down payment? We are proud to offer a range of national and state-specific Down Payment Assistance programs that can help turn your dreams of homeownership into reality. Click below to see if you are eligible. 
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My Mortgage App

My mortgage app makes it easy! Get your digital to-do list, access calculators, send documents securely and much more!

In just a few clicks you'll receive a text message with a custom download link to connect directly with me on the mobile app!
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Calculators

Get help answering the big questions:
What will my monthly payments be? 
Can I save money by refinancing?
Should I keep renting or buy now? 

Visit our calculators for quick reference then contact us for specific guidance!
Check Out Our Calculators!

Finance Your Dream Home

Homebuying isn’t a one-mortgage-fits-all experience. That’s why Sunflower Bank offers a variety of home loan options to fit your goals and financial needs. Whether you’re looking to buy, build, or refinance, our expert loan originators will guide you through possible options to find the right solution for your homebuying needs.
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What My Customers Say

Lisa was amazing. She's very thorough and organized. It was great to deal with a local person who understood our needs.

Philip S

LA

Jul 19, 2026

We loved working with Lisa. She created a seamless and personalized experience for us to get a great home loan.

Dylan W

NM

Jul 18, 2026

I found Lisa to be incredibly helpful, friendly and focused on my needs. She explained well the things I did not understand, and always answered or returned my calls promptly. It was altogether a very positive experience with Lisa and Sunflower Bank.

Phyllis T

NM

Jun 15, 2026

I only have the best things to say about Lisa. She held my hand through the entire process with great care, compassion and conscientiousness. I am deeply grateful for this whole experience, including the positive outcome I wasn’t even sure would be possible. I would highly recommend Lisa and her team at Sunflower to anyone looking to refinance or take out a loan.

Roselyn A

NM

Mar 03, 2026

Lisa was good to work with. She explained the process well and answered all the questions I had.

Marc T

NM

Feb 26, 2026

We enjoyed working with Lisa M. at Sunflower bank. She was always available when we reached out with questions or concerns. Lisa took the time to walk us through the process and there were no surprises. Highly recommend!

Matthew M

NM

Feb 26, 2026

Extremely good communication. Lisa was wonderful to work with.

Carmen N

NM

Jan 14, 2026

Lisa was extremely helpful and patient throughout the entire process. There were several times I needed guidance and she was always willing to walk me through the details, step by step. She never made me feel like I was a bother, and had a way with easing my mind with the stress of purchasing my first home. She has a genuine kindness to her demeanor and I am forever grateful.

Carly C

NM

Jan 12, 2026

Doy gracias a sunflower Bank por aser mi sueño realidad y alisa Muñoz y a Víctor que fueron los principales que nos ayudaron aser este sueño realidad mi hogar son eficientes mente tiene la capacidad de prestar atención en lo que es su trabajo y gracias a ellos aora puedo decir que por fin es mi regalo de navidad mi hogar mil gracias

Seija M

NM

Dec 24, 2025