Matt Penny Mortgage Branch Manager Spokane, WA Sunflower Bank

Matt Penny

Title: Mortgage Branch Manager

NMLS# 1581151

Location: Spokane, WA

Matt Penny, a seasoned mortgage professional since 2016, has built a robust career in the real estate financing industry. With a keen understanding of the complexities of mortgages, Matt has been dedicated to guiding individuals through the intricate process of home financing. His expertise spans various aspects, from loan origination to navigating the ever-changing landscape of interest rates and market trends.

Matt's commitment to providing tailored financial solutions has earned him a reputation for reliability and excellence in the mortgage industry.

Beyond the world of mortgages, Matt finds joy in skiing down snowy slopes, perfecting his golf swing, conquering hiking trails, and boating on the lake. His dedication and passion extend seamlessly from his professional endeavors to his diverse range of hobbies.
 

Awards & Achievements

President's Club

Guardian's President's Club Recipient

2022 & 2023

Start Your Homebuying Journey with Confidence

Family of 4 moving into home carrying boxes

Down Payment Assistance

Did you know there are programs that can help you find funding for your down payment? We are proud to offer a range of national and state-specific Down Payment Assistance programs that can help turn your dreams of homeownership into reality. Click below to see if you are eligible. 
Check Eligibility
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My Mortgage App

My mortgage app makes it easy! Get your digital to-do list, access calculators, send documents securely and much more!

In just a few clicks you'll receive a text message with a custom download link to connect directly with me on the mobile app!
Get My Custom Mobile App Link
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Calculators

Get help answering the big questions:
What will my monthly payments be? 
Can I save money by refinancing?
Should I keep renting or buy now? 

Visit our calculators for quick reference then contact us for specific guidance!
Check Out Our Calculators!

Finance Your Dream Home

Homebuying isn’t a one-mortgage-fits-all experience. That’s why Sunflower Bank offers a variety of home loan options to fit your goals and financial needs. Whether you’re looking to buy, build, or refinance, our expert loan originators will guide you through possible options to find the right solution for your homebuying needs.
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What My Customers Say

5 Star Rating
I have never had such a great experience working with someone as I did with Matt Penny. His dedication to make everything happen perfectly for my family and i will go unmatched. We are extremely grateful and will always recommend him to anyone else!

Joshua

WA

July 11, 2025

5 Star Rating
Matt was on top of the process all the way

Ryan

WA

July 06, 2025

5 Star Rating
Matt was very attentive and made a very complex loan process work.

Nancy

WA

July 03, 2025

5 Star Rating
Great individual customer engagement and experience. Matt checked in regularly throughout the process.

Lori

WA

June 28, 2025

5 Star Rating
Matt was excellent for several different reasons. His close communication, his ability to answer specific and detailed questions (which showed us his knowledge and expertise in the mortgage field), and lastly his ability to QUICKLY get us a preapproval letter when requested (it needed to be quick for us to get the house...thx Matt!). My wife Mindy and I highly recommend working with Matt Penny.

David

WA

September 16, 2020

5 Star Rating
Matt is simply amazing! I've never worked with another person in the mortgage industry that is as responsive and attentive as Matt is. He made my refinance process so easy. For others concerned that refinancing is a hassle, I can assure you that if you work with Matt, it isn't!

Kriordan13

WA

May 18, 2020

5 Star Rating
Matt Penny was wonderful to work with. His attention to detail went above and beyond our expectations. He was there any time we had a question, answered his phone every time whether it was business hours or the weekend. We will recommend him to everyone we meet/know who is in need of a great lender and WILL use him again when we are in need again. Thank you so much Matt for making our time with you so comfortable and easy.

Gina

WA

April 14, 2020

5 Star Rating
Matt was very professional and knowledgeable. He was completely transparent with us about how their loan process works. He helped us a great deal even after normal business hours. We had a couple of hiccups on our end that would have pushed our closing date out further, but Matt was able to help expedite our paperwork. We got moved into our new house on our original closing date. Thank you.

Darrendavis31

WA

April 07, 2020

5 Star Rating
Matt was such a great person to work with. I told him I wanted to refinance my house, not knowing how it would work and he helped me every step of the way. Matt is extremely good at his job and knew the answer to almost every question I asked, and if he didn't, he would find out immediately. (I asked a lot of confusing questions!) He made the process smooth, easy, and educational. For example he would email me essentially a "to do" list, I would do each of those tasks, he would review them quickly and email back what I still needed or what questions he had. Email was a great way to communicate as it allowed me to do it at my convenience. In addition to helping with my refinance, Matt understood my situation and needs and shared with me many other ideas(loans) that I will be able to utilize in the near future. I truly believe Matt excels at his job and I would and have already recommended him! 10/10 job Matt!!!

Hayliebuck

WA

January 17, 2020

5 Star Rating
Matt and his entire team were timely, responsive, and attentive to every one of our needs. They made the borrowing process easy for us, and we appreciate their expertise!

Rick

WA

November 08, 2019