Mortgage Customers:Please note that you may receive your Escrow Analysis twice - once as a standalone document and again bundled with your Year-End Statements. The Escrow Analysis statements are identical, and no further action is required by you.

Mike Frank

Title: Mortgage Loan Originator

NMLS# 10035

Location: Eagle, ID

Mike Frank uses his 30-plus years in the lending industry to help clients find the best mortgage loan program to acquire a home.  
 
He’s passionate about helping others attain their dream of home ownership. Working with his team, Mike helps customers find solutions to “tough” loan scenarios and meet their mortgage needs. 
 
“We work with people, not just a loan number,” said Mike. “We have multiple programs to help customers with their mortgage needs and work closely with them to find the best choice for their situation.” 
 
Mike lives by the philosophy that you need balance in your life. When he is not working, he enjoys spending time with his family, coaching youth and middle school basketball and watching his children Basque dance. 

Family of 4 moving into home carrying boxes

Down Payment Assistance

Did you know there are programs that can help you find funding for your down payment? We are proud to offer a range of national and state-specific Down Payment Assistance programs that can help turn your dreams of homeownership into reality. Click below to see if you are eligible. 
Check Eligibility
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My Mortgage App

My mortgage app makes it easy! Get your digital to-do list, access calculators, send documents securely and much more!

In just a few clicks you'll receive a text message with a custom download link to connect directly with me on the mobile app!
Get My Custom Mobile App Link
Calculator on table with pen and laptop

Calculators

Get help answering the big questions:
What will my monthly payments be? 
Can I save money by refinancing?
Should I keep renting or buy now? 

Visit our calculators for quick reference then contact us for specific guidance!
Check Out Our Calculators!

Finance Your Dream Home

Homebuying isn’t a one-mortgage-fits-all experience. That’s why Sunflower Bank offers a variety of home loan options to fit your goals and financial needs. Whether you’re looking to buy, build, or refinance, our expert loan originators will guide you through possible options to find the right solution for your homebuying needs.
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What My Customers Say

5 Star Rating
Always a good experience working with Mike!

Lucas A

ID

Dec 14, 2025

5 Star Rating
From start to finish they did a great job. Thank you Mike and all involved.

Daniel F

ID

Nov 19, 2025

5 Star Rating
I had already been pre-approved and gone through underwriting with another mortgage company, but at the recommendation of my Realtor, I contacted Mike. I am very glad I did. My rate improved by 2 points and my fees were less. Mike also made sure I used up all of the Seller paid concessions...even obtaining a 3 year Home Warranty to use up the very last of the amount. The process was very easy, and the communication from the bank was superb. I always knew were I was at in the loan process from start to closing. I would definitely recommend Mike to any home anyone needing a home loan.

Keven W

ID

Nov 12, 2025

5 Star Rating
He's a bad ass.

Troy C

ID

Nov 07, 2025

5 Star Rating
Mike Frank is the best. I truly deeply appreciate all his hard work dedication through the whole process. He was excellent. I was answering our questions there whenever we needed him words cannot express how much we appreciate Mike Frank from the bottom of our hearts from my family thank you Mich. You are truly awesome.

Sheldon G

ID

Nov 02, 2025

5 Star Rating
I would recommend Mike in fact I already have sent someone. to him.

Chad G

ID

Sep 28, 2025

5 Star Rating
The most professional, courteous, and well informed person I’ve worked with in the mortgage industry. His attention to detail and keeping us informed through the process has been second to none.

Ronald W

ID

Aug 26, 2025

5 Star Rating
Excellent. They were on top of everything and kept me informed on the progress. Mike explained every step, and helped me with my homeowners exemption and other other paperwork. The whole team was wonderful.

Christopher C

ID

Jul 31, 2025