Nick Gutierrez

Title: Mortgage Sales Manager

NMLS# 1858999

Location: Phoenix, AZ

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Nick Gutierrez was led to the home loan and mortgage industry after seeing friends and family succeed in the space.  

Graduating in 2018 from Washington State University, Nick knew his skill set would lead to success in the mortgage industry. As a people- person, Nick likes the client-relationship aspect of the business and has a “passion for helping clients fulfill their goals,” he says.

Nick knows securing a home loan can be stressful, so he aims to make the process as smooth and seamless as possible for clients. He treats each client as he would a friend or a family member, using open communication to make them feel confident in their decisions.

When he’s not working, you can find Nick playing golf, basketball, or spending time with his fiancé, Bre, and their dog, Nala. Reach out to Nick for your home loan needs.

Down Payment Assistance

Did you know there are programs that can help you find funding for your down payment? We are proud to offer a range of national and state-specific Down Payment Assistance programs that can help turn your dreams of homeownership into reality. Click below to see if you are eligible. 
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My Mortgage App

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In just a few clicks you'll receive a text message with a custom download link to connect directly with me on the mobile app!
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Calculators

Get help answering the big questions:
What will my monthly payments be? 
Can I save money by refinancing?
Should I keep renting or buy now? 

Visit our calculators for quick reference then contact us for specific guidance!
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Finance Your Dream Home

Homebuying isn’t a one-mortgage-fits-all experience. That’s why Sunflower Bank offers a variety of home loan options to fit your goals and financial needs. Whether you’re looking to buy, build, or refinance, our expert loan originators will guide you through possible options to find the right solution for your homebuying needs.
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What My Customers Say

Specifically Nick always kept me apprised of the status on the loan and fully prepared me for info that was needed

Douglas R

NV

Jan 19, 2026

I have purchased 5 homes in my life, and I wish Nick Gutierrez was there for the first 4. He is above and beyond the BEST lender I have ever worked with. Choosing Nick at Sunflower Bank was hands down the best decision I could have made. He is prompt, thorough, and kind. He utilized seller concessions to buy down my interest rate and pre-pay HOA & warranty fees for 2 years! I didn’t even know that these things were possible. Nick was a dream t work with, and I cannot recommend him highly enough. 11/10!

Abby B

AZ

Jan 09, 2026

Nick is amazing! He was always very attentive, kept me up to date on any and all changes. I appreciate the work he does and would 100% refer family and friends to him for future or new purchases.

Eloisa C

AZ

Oct 26, 2025

Nick did a great job, and his support team. Things went really smoothly.

Mark T

AZ

Oct 16, 2025

Nick is extremely professional, communicative, knowledgeable, and timely. Throughout the process he made sure to provide personal communication and keep me informed about any delays, next steps, and overall status. Even with a tight timeline, he made sure to stick to my close date and even called me the day before close to check in. Anytime there was any issue or concern, it was communicated and addressed quickly and professionally. Additionally, Nick was the kindest, most communicative, and hardworking loan officer that I spoke to. He established a great working relationship with me where I trusted him to follow through on his word and make sure I had the best experience possible. I will definitely reach out to Nick for my next mortgage!

Erica J

AZ

Oct 06, 2025

Nick and hands down been nothing but amazing to work with throughout this process! His communication is excellent and really helped us make sure we stayed on track to close on time and without any major hiccups. Will work with him everytime!

Sarah G

AZ

Sep 11, 2025