Philip Garcia

Title: Mortgage Sales Manager

NMLS# 642688

Location: Woodland Hills, CA

Philip Garcia brings over 19 years of experience in the financial services industry, specializing in real estate lending. Since beginning his career in 2006, Philip has held various positions, including management roles, and has served clients across Studio City, Pasadena, Burbank, the Santa Clarita Valley, and the Antelope Valley.

He holds an Associate degree in Business Administration with a focus on accounting and economics. Philip’s dedication and expertise have earned him multiple accolades, including an Outstanding Sales Achievement Recognition in 2020, 2024, and 2025.

Passionate about helping individuals and families achieve their homeownership dreams, Philip strives to create a positive, stress-free experience throughout the mortgage process. Whether purchasing a first home, investing in property, or refinancing, his extensive background ensures clients receive world-class service and guidance. His philosophy—“Lead with service”—is at the heart of every interaction.

Outside of work, Philip enjoys spending quality time with his wife, daughter, and two sons. He is also an avid movie enthusiast.
 

Family of 4 moving into home carrying boxes

Down Payment Assistance

Did you know there are programs that can help you find funding for your down payment? We are proud to offer a range of national and state-specific Down Payment Assistance programs that can help turn your dreams of homeownership into reality. Click below to see if you are eligible. 
Check Eligibility
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My Mortgage App

My mortgage app makes it easy! Get your digital to-do list, access calculators, send documents securely and much more!

In just a few clicks you'll receive a text message with a custom download link to connect directly with me on the mobile app!
Get My Custom Mobile App Link
Calculator on table with pen and laptop

Calculators

Get help answering the big questions:
What will my monthly payments be? 
Can I save money by refinancing?
Should I keep renting or buy now? 

Visit our calculators for quick reference then contact us for specific guidance!
Check Out Our Calculators!

Finance Your Dream Home

Homebuying isn’t a one-mortgage-fits-all experience. That’s why Sunflower Bank offers a variety of home loan options to fit your goals and financial needs. Whether you’re looking to buy, build, or refinance, our expert loan originators will guide you through possible options to find the right solution for your homebuying needs.
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What My Customers Say

5 Star Rating
Philip is an exceptional loan professional who has earned my full trust. He consistently manages his responsibilities with great attention to detail while providing thoughtful advice and securing the best possible outcomes for his clients. He is a rare professional in where I have full confidence in his expertise and integrity and will continue to do business with him.

Nirdesh G

CA

Mar 26, 2026

5 Star Rating
he is amazing

Tigran A

CA

Mar 22, 2026

5 Star Rating
Thank you Philip Garcia, it wonderful working with you guys, your amazing ??

Artur G

CA

Mar 02, 2026

5 Star Rating
VERY EXPERIENCED, KNOWLEDGABLE, ARTICULATE GENTLEMAN WITH UTMOST RESPECT FOR HIS CUSTOMERS. I HIGHLY RECOMMEND PHILLIP HE IS THE ABSOLUTE BEST AND I COULDNT HAVE HAD A BETTER EXPERIENCE!! PLEASE GIVE HIM A PROMOTION AND RAISE HE IS THE ABSOLUTE BEST!!!

Tigran P

CA

Feb 17, 2026

5 Star Rating
Amazing ??????

Artak M

CA

Jan 27, 2026

5 Star Rating
There is no one better.

Nabil S

CA

Jan 23, 2026