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Stephanie Miller

Title: Mortgage Loan Originator

NMLS# 1900245

Location: Coeur d'Alene, ID

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At Sunflower Bank, we take a personalized approach that sets us apart from other home lenders. We focus on building lasting relationships through open communication and tailored mortgage loan solutions that meet your unique homebuying needs. 

We offer a range of home loan programs. Whether you're purchasing, building, renovating or refinancing, we’re here to guide you through every option and help you find the right solution. 

As a community bank, we're dedicated to making a positive impact and deeply value your trust and business. We retain the servicing on most of our loans, ensuring you’ll remain part of Sunflower Bank well beyond the closing process. Our goal is to enhance your life through a trusted, long-term partnership. 

Contact me today and take the first step toward achieving your homeownership goals. 

Get Pre-Qualified

My mortgage app makes it easy! Get your digital to-do list, access calculators, send documents securely and much more!

In just a few clicks you'll receive a text message with a custom download link to connect directly with me on the mobile app!
Get My Custom Mobile App Link

Down Payment Assistance

Did you know there are programs that can help you find funding for your down payment? We are proud to offer a range of national and state-specific Down Payment Assistance programs that can help turn your dreams of homeownership into reality. Click below to see if you are eligible. 
Check Eligibility

Calculators

Get help answering the big questions:
What will my monthly payments be? 
Can I save money by refinancing?
Should I keep renting or buy now? 

Visit our calculators for quick reference then contact us for specific guidance!
Check Out Our Calculators!

Finance Your Dream Home

Homebuying isn’t a one-mortgage-fits-all experience. That’s why Sunflower Bank offers a variety of home loan options to fit your goals and financial needs. Whether you’re looking to buy, build, or refinance, our expert loan originators will guide you through possible options to find the right solution for your homebuying needs.
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What My Customers Say

Working with my Stephanie was an amazing experience from start to finish. She was incredibly knowledgeable, professional, kind, and understanding throughout the entire process. She kept me updated every step of the way, answered every question I had quickly, and always made sure I knew what to expect. Buying a home can be stressful, but she kept me positive and sane through every hurdle. Her communication, patience, and dedication made all the difference. I truly couldn’t have asked for a better experience, and I would recommend her to anyone looking to buy a home. Hands down, the best loan officer ever!

Melinda F

KY

Aug 02, 2026

I had a very good experience working with Stephanie. She was diligent, friendly, and professional. She took on any obstacle with grace and persistence. I was pleasantly surprised by how easy she made the process. I would highly recommend her to anyone looking for a loan.

Joshua P

WA

Jul 17, 2026

Stephanie was wonderful to work with. I’m a high anxiety type of person and she helped keep me calm through the entire process and worked extremely hard to get me a mortgage loan that I could not refuse.

Gary C

ID

Jul 12, 2026

Stephanie Miller was great! Very patient

Peggy F

ID

Apr 16, 2026